An cholangiogram percutaneous compl at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$371.83

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$722.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$78.00 with Western Growers vs $16,193.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Growers Commercial|All Plans $78.00 ↓ -79%
Healthsmart Commercial|All Plans $99.84 ↓ -73%
Cigna Commercial|All Other Plans $101.40 ↓ -73%
Cigna Commercial|PPO $101.40 ↓ -73%
Kaiser Commercial|All Plans $107.64 ↓ -71%
First Health Commercial|All Plans $124.80 ↓ -66%
MultiPlan Commercial|All Plans $146.64 ↓ -61%
United Commercial|HMO $154.44 ↓ -58%
Health Net Medicare|All Plans $156.00 ↓ -58%
United Commercial|All Other Plans $156.00 ↓ -58%
Aetna Medicare|All Plans $156.00 ↓ -58%
Molina Medicaid|< 21 $156.00 ↓ -58%
Molina Medicaid|> 21 $156.00 ↓ -58%
Humana Medicare|All Plans $156.00 ↓ -58%
United Commercial|Options PPO $156.00 ↓ -58%
United Commercial|Non-Options PPO $156.00 ↓ -58%
Health Net Medicaid|All Plans $156.00 ↓ -58%
Scan Health Plan Medicare|All Plans $156.00 ↓ -58%
Kern Health System Medicaid|< 21 $156.00 ↓ -58%
Kern Health System Medicaid|> 21 $156.00 ↓ -58%
LA Care Medicare|All Plans $156.00 ↓ -58%
California Health & Wellness Medicaid|< 21 $156.00 ↓ -58%
California Health & Wellness Medicaid|> 21 $156.00 ↓ -58%
Central California Alliance for Health Medicaid|All Plans $156.00 ↓ -58%
Health Plan of San Joaquin Medicaid|< 21 $156.00 ↓ -58%
Health Plan of San Joaquin Medicaid|> 21 $156.00 ↓ -58%
Inland Empire Health Plan Medicaid|< 21 $156.00 ↓ -58%
Inland Empire Health Plan Medicaid|> 21 $156.00 ↓ -58%
Kaiser Medicare|All Plans $156.00 ↓ -58%
Kaiser Medicaid|< 21 $156.00 ↓ -58%
Kaiser Medicaid|> 21 $156.00 ↓ -58%
BCBS - Anthem Medicare|All Plans $156.00 ↓ -58%
BCBS - Anthem Medicaid|< 21 $156.00 ↓ -58%
BCBS - Anthem Medicaid|> 21 $156.00 ↓ -58%
Partnership Health Plan Medicaid|< 21 $156.00 ↓ -58%
Partnership Health Plan Medicaid|> 21 $156.00 ↓ -58%
Allcare Commercial|All Plans $171.60 ↓ -54%
BCBS - Anthem Commercial|Exchange $4,116.00 ↑ +1007%
United Medicare|All Plans $4,484.02 ↑ +1106%
Blue Shield CA Medicare|All Plans $4,484.02 ↑ +1106%
Aetna Commercial|All Other Plans $5,322.00 ↑ +1331%
Aetna Commercial|HMO $5,322.00 ↑ +1331%
Aetna Commercial|PPO $5,322.00 ↑ +1331%
BCBS - Anthem Commercial|All Other Plans $5,416.00 ↑ +1357%
BCBS - Anthem Commercial|MCS $8,557.00 ↑ +2201%
Health Net Commercial|Care Product $14,225.00 ↑ +3726%
Health Net Commercial|FFS $16,193.00 ↑ +4255%

Visitor-reported prices

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An cholangiogram percutaneous compl at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,801.06 $515.95 – $8,224.00
Banner Lassen Medical Center Susanville $341.39 $268.14 – $705.81
Petaluma Valley Hospital Petaluma $4,326.33 $568.96 – $11,185.00
Arroyo Grande Hospital Santa Maria $1,789.04 $341.03 – $1,738.00
French Hospital San Luis Obispo $4,457.83 $341.03 – $1,762.00
Mercy Hospitals – Bakersfield Bakersfield $263.04 $268.40 – $488.00
Bakersfield Memorial Hospital Bakersfield $260.21 $333.30 – $606.00
Queen of The Valley Medical Center Napa $3,794.40 $757.07 – $17,909.00

All California hospitals for this procedure →