Ablation cryo thigh/knee at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$366.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$712.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.64 with Central California Alliance for Health vs $7,546.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Central California Alliance for Health Medicaid|All Plans $101.64 ↓ -72%
Western Growers Commercial|All Plans $154.00 ↓ -58%
Healthsmart Commercial|All Plans $197.12 ↓ -46%
Cigna Commercial|PPO $200.20 ↓ -45%
Cigna Commercial|All Other Plans $200.20 ↓ -45%
Kaiser Commercial|All Plans $212.52 ↓ -42%
First Health Commercial|All Plans $246.40 ↓ -33%
Allcare Commercial|All Plans $283.33 ↓ -23%
MultiPlan Commercial|All Plans $289.52 ↓ -21%
Health Net Medicare|All Plans $304.79 ↓ -17%
Aetna Medicare|All Plans $304.79 ↓ -17%
United Medicare|All Plans $304.79 ↓ -17%
Humana Medicare|All Plans $304.79 ↓ -17%
Kaiser Medicare|All Plans $304.79 ↓ -17%
BCBS - Anthem Medicare|All Plans $304.79 ↓ -17%
Blue Shield CA Medicare|All Plans $304.79 ↓ -17%
Scan Health Plan Medicare|All Plans $304.79 ↓ -17%
LA Care Medicare|All Plans $304.79 ↓ -17%
United Commercial|HMO $304.92 ↓ -17%
United Commercial|All Other Plans $308.00 ↓ -16%
United Commercial|Options PPO $308.00 ↓ -16%
United Commercial|Non-Options PPO $308.00 ↓ -16%
Health Net Medicaid|All Plans $2,266.00 ↑ +518%
Aetna Commercial|PPO $5,322.00 ↑ +1351%
Aetna Commercial|All Other Plans $5,322.00 ↑ +1351%
Aetna Commercial|HMO $5,322.00 ↑ +1351%
Health Net Commercial|Care Product $6,629.00 ↑ +1708%
Health Net Commercial|FFS $7,546.00 ↑ +1958%

Visitor-reported prices

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Ablation cryo thigh/knee at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $259.33 $188.73 – $559.20
Bakersfield Memorial Hospital Bakersfield $256.54 $188.73 – $552.21
Healdsburg Hospital Healdsburg $2,334.27 $332.35 – $3,982.87
St. Joseph's Medical Center Stockton Stockton $584.48 $202.65 – $810.60
St. John's Camarillo Hospital Camarillo not published $304.79 – $519.60
Petaluma Valley Hospital Petaluma not published $332.41 – $1,921.00
Arroyo Grande Hospital Santa Maria not published $304.79 – $304.79
French Hospital San Luis Obispo not published $304.79 – $304.79

All California hospitals for this procedure →