Surgical pathology level 3 gross & microscopic examination at St. Mary Medical Center

1050 Linden Ave, Long Beach, CA · CommonSpirit Health · · NPI 1194840421

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$376.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$875.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.25 with DHR vs $218.60 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
DHR Medicaid|> 21 $26.25 ↓ -93%
DHR Medicaid|< 21 $26.25 ↓ -93%
Noble IPA Medicaid|> 21 $39.35 ↓ -90%
Noble IPA Medicaid|< 21 $39.35 ↓ -90%
Inland Empire Health Plan Medicaid|All Plans $43.72 ↓ -88%
HCLA Medicaid|Preferred IPA > 21 $43.72 ↓ -88%
HCLA Medicaid|Preferred IPA < 21 $43.72 ↓ -88%
Angeles IPA Medicare|All Plans $43.72 ↓ -88%
Preferred IPA Medicaid|Risk $43.72 ↓ -88%
Partnership Health Plan Medicaid|< 21 $43.72 ↓ -88%
Partnership Health Plan Medicaid|> 21 $43.72 ↓ -88%
BCBS - Anthem Medicaid|All Plans $54.51 ↓ -86%
SMIPA Medicare|All Plans $58.13 ↓ -85%
Health Net Medicaid|< 21 $58.28 ↓ -85%
Health Net Medicaid|> 21 $58.28 ↓ -85%
United Commercial|HMO $59.71 ↓ -84%
United Commercial|All Other Plans $59.71 ↓ -84%
United Commercial|Options PPO $59.71 ↓ -84%
United Commercial|Non-Options PPO $59.71 ↓ -84%
BCBS - Anthem Commercial|Exchange $60.90 ↓ -84%
Molina Medicaid|All Plans $61.21 ↓ -84%
Kaiser Medicaid|> 21 $65.58 ↓ -83%
Kaiser Medicaid|< 21 $65.58 ↓ -83%
Central Health Plan Medicare|All Plans $67.89 ↓ -82%
Humana Medicare|All Plans $67.89 ↓ -82%
Health Net Medicare|All Other Plans $67.89 ↓ -82%
BCBS - Anthem Medicare|All Plans $67.89 ↓ -82%
Cigna Medicare|All Plans $67.89 ↓ -82%
Health Net Medicare|HMO $67.89 ↓ -82%
HCLA Medicare|Preferred IPA $67.89 ↓ -82%
Blue Shield CA Medicare|All Other Plans $67.89 ↓ -82%
LA Care Medicare|All Plans $67.89 ↓ -82%
EasyChoice Medicare|All Plans $67.89 ↓ -82%
Scan Health Plan Medicare|All Plans $67.89 ↓ -82%
Kaiser Medicare|All Plans $67.89 ↓ -82%
Molina Medicare|All Plans $67.89 ↓ -82%
Blue Shield CA Medicare|BlueShield Promise $68.25 ↓ -82%
Cigna Commercial|All Other Plans $68.69 ↓ -82%
Cigna Commercial|PPO $68.69 ↓ -82%
United Medicare|All Plans $69.25 ↓ -82%
Kaiser Commercial|All Plans $73.50 ↓ -80%
HPN Medicare|Senior $74.68 ↓ -80%
MultiPlan Commercial|All Plans $84.00 ↓ -78%
LA Care Commercial|All Plans $84.86 ↓ -77%
Blue Shield CA Medicare|Trauma $84.86 ↓ -77%
HCLA Commercial|Preferred IPA $84.86 ↓ -77%
BCBS - Anthem Commercial|All Other Plans $91.35 ↓ -76%
Aetna Commercial|All Other Plans $105.00 ↓ -72%
Aetna Commercial|HMO $105.00 ↓ -72%
BCBS - Anthem Commercial|MCS $105.00 ↓ -72%
Aetna Commercial|PPO $105.00 ↓ -72%
SevenCorners Medicare|All Plans $108.62 ↓ -71%
LA Care Medicaid|All Plans $125.58 ↓ -67%
Blue Shield CA Medicaid|All Plans $218.60 ↓ -42%
Care 1st Medicaid|All Plans $218.60 ↓ -42%

Visitor-reported prices

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Surgical pathology level 3 gross & microscopic examination at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $165.57 $59.71 – $294.84
Banner Lassen Medical Center Susanville $12.66 $10.69 – $50.29
Petaluma Valley Hospital Petaluma $316.71 $70.23 – $98.94
Arroyo Grande Hospital Santa Maria $14.30 $16.70 – $79.36
Mark Twain Medical Center San Andreas $85.25 $8.65 – $33.41
French Hospital San Luis Obispo $13.09 $9.02 – $93.29
Mercy Hospitals – Bakersfield Bakersfield $105.37 $22.59 – $88.51
Bakersfield Memorial Hospital Bakersfield $104.23 $22.59 – $88.51

All California hospitals for this procedure →