Mayo factor v at St. Mary Medical Center

1050 Linden Ave, Long Beach, CA · CommonSpirit Health · · NPI 1194840421

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$9.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21.16

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.29 with DHR vs $112.55 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
DHR Medicaid|< 21 $5.29 ↓ -42%
DHR Medicaid|> 21 $5.29 ↓ -42%
Blue Shield CA Commercial|Exchange $8.05 ↓ -12%
Blue Shield CA Commercial|All Other Plans $10.37 ↑ +14%
BCBS - Anthem Commercial|Exchange $12.28 ↑ +35%
Blue Shield CA Medicare|BlueShield Promise $13.76 ↑ +51%
Kaiser Commercial|All Plans $14.82 ↑ +63%
MultiPlan Commercial|All Plans $16.93 ↑ +86%
LA Care Medicare|All Plans $17.65 ↑ +94%
Health Net Medicare|HMO $17.65 ↑ +94%
SMIPA Medicare|All Plans $17.65 ↑ +94%
Cigna Medicare|All Plans $17.65 ↑ +94%
Molina Medicare|All Plans $17.65 ↑ +94%
Humana Medicare|All Plans $17.65 ↑ +94%
EasyChoice Medicare|All Plans $17.65 ↑ +94%
Blue Shield CA Medicare|All Other Plans $17.65 ↑ +94%
Health Net Medicare|All Other Plans $17.65 ↑ +94%
United Medicare|All Plans $17.65 ↑ +94%
Scan Health Plan Medicare|All Plans $17.65 ↑ +94%
HPN Medicare|Senior $17.65 ↑ +94%
HCLA Medicare|Preferred IPA $17.65 ↑ +94%
Central Health Plan Medicare|All Plans $17.65 ↑ +94%
BCBS - Anthem Medicare|All Plans $17.65 ↑ +94%
Kaiser Medicare|All Plans $17.65 ↑ +94%
BCBS - Anthem Commercial|All Other Plans $18.41 ↑ +102%
Noble IPA Medicaid|> 21 $19.05 ↑ +109%
Noble IPA Medicaid|< 21 $19.05 ↑ +109%
HCLA Medicaid|Preferred IPA < 21 $21.16 ↑ +133%
Aetna Commercial|All Other Plans $21.16 ↑ +133%
Aetna Commercial|PPO $21.16 ↑ +133%
Aetna Commercial|HMO $21.16 ↑ +133%
Molina Medicaid|All Plans $21.16 ↑ +133%
United Commercial|All Other Plans $21.16 ↑ +133%
United Commercial|HMO $21.16 ↑ +133%
United Commercial|Options PPO $21.16 ↑ +133%
United Commercial|Non-Options PPO $21.16 ↑ +133%
Health Net Medicaid|< 21 $21.16 ↑ +133%
Health Net Medicaid|> 21 $21.16 ↑ +133%
BCBS - Anthem Medicaid|All Plans $21.16 ↑ +133%
BCBS - Anthem Commercial|MCS $21.16 ↑ +133%
Partnership Health Plan Medicaid|< 21 $21.16 ↑ +133%
Partnership Health Plan Medicaid|> 21 $21.16 ↑ +133%
Inland Empire Health Plan Medicaid|All Plans $21.16 ↑ +133%
Angeles IPA Medicare|All Plans $21.16 ↑ +133%
HCLA Medicaid|Preferred IPA > 21 $21.16 ↑ +133%
Preferred IPA Medicaid|Risk $21.16 ↑ +133%
LA Care Commercial|All Plans $22.06 ↑ +142%
Blue Shield CA Medicare|Trauma $22.06 ↑ +142%
HCLA Commercial|Preferred IPA $22.06 ↑ +142%
SevenCorners Medicare|All Plans $28.24 ↑ +210%
Kaiser Medicaid|> 21 $31.74 ↑ +249%
Kaiser Medicaid|< 21 $31.74 ↑ +249%
Cigna Commercial|PPO $39.35 ↑ +332%
Cigna Commercial|All Other Plans $39.35 ↑ +332%
LA Care Medicaid|All Plans $64.64 ↑ +610%
Care 1st Medicaid|All Plans $112.55 ↑ +1137%
Blue Shield CA Medicaid|All Plans $112.55 ↑ +1137%

Visitor-reported prices

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Mayo factor v at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $9.27 $5.72 – $46.82
Banner Lassen Medical Center Susanville $30.99 $3.53 – $50.44
Petaluma Valley Hospital Petaluma $93.87 $17.30 – $144.10
Arroyo Grande Hospital Santa Maria $32.10 $10.58 – $45.47
Mark Twain Medical Center San Andreas $14.10 $11.46 – $21.16
French Hospital San Luis Obispo $29.40 $5.72 – $53.45
Mercy Hospitals – Bakersfield Bakersfield $11.51 $10.58 – $50.71
Bakersfield Memorial Hospital Bakersfield $11.38 $10.58 – $50.71

All California hospitals for this procedure →