ER Visit (level 1, minor) at St. Mary Medical Center
1050 Linden Ave, Long Beach, CA · CommonSpirit Health · · NPI 1194840421
$245.53
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$571.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$19.59 with Noble IPA vs $5,826.00 with United — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Noble IPA | Medicaid|> 21 | $19.59 | ↓ -92% |
| Noble IPA | Medicaid|< 21 | $19.59 | ↓ -92% |
| Inland Empire Health Plan | Medicaid|All Plans | $21.77 | ↓ -91% |
| Preferred IPA | Medicaid|Risk | $21.77 | ↓ -91% |
| Angeles IPA | Medicare|All Plans | $21.77 | ↓ -91% |
| BCBS - Anthem | Medicaid|All Plans | $21.77 | ↓ -91% |
| Partnership Health Plan | Medicaid|> 21 | $21.77 | ↓ -91% |
| HCLA | Medicaid|Preferred IPA > 21 | $21.77 | ↓ -91% |
| HCLA | Medicaid|Preferred IPA < 21 | $21.77 | ↓ -91% |
| Partnership Health Plan | Medicaid|< 21 | $21.77 | ↓ -91% |
| Health Net | Medicaid|< 21 | $29.02 | ↓ -88% |
| Health Net | Medicaid|> 21 | $29.02 | ↓ -88% |
| Molina | Medicaid|All Plans | $30.48 | ↓ -88% |
| Kaiser | Medicaid|< 21 | $32.66 | ↓ -87% |
| Kaiser | Medicaid|> 21 | $32.66 | ↓ -87% |
| SMIPA | Medicare|All Plans | $81.81 | ↓ -67% |
| LA Care | Medicaid|All Plans | $89.69 | ↓ -63% |
| Blue Shield CA | Medicaid|All Plans | $108.85 | ↓ -56% |
| Care 1st | Medicaid|All Plans | $108.85 | ↓ -56% |
| Health Net | Medicare|HMO | $111.88 | ↓ -54% |
| Health Net | Medicare|All Other Plans | $111.88 | ↓ -54% |
| Blue Shield CA | Medicare|All Other Plans | $111.88 | ↓ -54% |
| LA Care | Medicare|All Plans | $111.88 | ↓ -54% |
| Cigna | Medicare|All Plans | $111.88 | ↓ -54% |
| Scan Health Plan | Medicare|All Plans | $111.88 | ↓ -54% |
| Kaiser | Medicare|All Plans | $111.88 | ↓ -54% |
| EasyChoice | Medicare|All Plans | $111.88 | ↓ -54% |
| Central Health Plan | Medicare|All Plans | $111.88 | ↓ -54% |
| HCLA | Medicare|Preferred IPA | $111.88 | ↓ -54% |
| Molina | Medicare|All Plans | $111.88 | ↓ -54% |
| BCBS - Anthem | Medicare|All Plans | $111.88 | ↓ -54% |
| Humana | Medicare|All Plans | $111.88 | ↓ -54% |
| United | Medicare|All Plans | $114.12 | ↓ -54% |
| HPN | Medicare|Senior | $123.07 | ↓ -50% |
| Blue Shield CA | Medicare|Trauma | $139.85 | ↓ -43% |
| LA Care | Commercial|All Plans | $139.85 | ↓ -43% |
| HCLA | Commercial|Preferred IPA | $139.85 | ↓ -43% |
| DHR | Medicaid|< 21 | $142.75 | ↓ -42% |
| DHR | Medicaid|> 21 | $142.75 | ↓ -42% |
| SevenCorners | Medicare|All Plans | $179.01 | ↓ -27% |
| Healthcare Partners | Medicare|All Plans | $262.66 | ↑ +7% |
| Healthcare Partners | Commercial|All Plans | $296.92 | ↑ +21% |
| Blue Shield CA | Commercial|Exchange | $331.18 | ↑ +35% |
| Cigna | Commercial|PPO | $354.02 | ↑ +44% |
| Cigna | Commercial|All Other Plans | $354.02 | ↑ +44% |
| Blue Shield CA | Commercial|All Other Plans | $365.44 | ↑ +49% |
| Blue Shield CA | Medicare|BlueShield Promise | $371.15 | ↑ +51% |
| Aetna | Commercial|HMO | $388.28 | ↑ +58% |
| Aetna | Commercial|PPO | $388.28 | ↑ +58% |
| Aetna | Commercial|All Other Plans | $388.28 | ↑ +58% |
| Kaiser | Commercial|All Plans | $399.70 | ↑ +63% |
| HPN | Commercial|All Plans | $439.67 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $456.80 | ↑ +86% |
| Health Net | Commercial|EPPO | $819.00 | ↑ +234% |
| BCBS - Anthem | Commercial|Exchange | $884.00 | ↑ +260% |
| Health Net | Commercial|Care Product | $995.00 | ↑ +305% |
| Health Net | Commercial|All Other Plans | $1,140.00 | ↑ +364% |
| BCBS - Anthem | Commercial|All Other Plans | $1,319.00 | ↑ +437% |
| BCBS - Anthem | Commercial|MCS | $2,044.00 | ↑ +732% |
| United | Commercial|HMO | $3,632.00 | ↑ +1379% |
| United | Commercial|Non-Options PPO | $4,671.00 | ↑ +1802% |
| United | Commercial|All Other Plans | $5,826.00 | ↑ +2273% |
| United | Commercial|Options PPO | $5,826.00 | ↑ +2273% |
Visitor-reported prices
Comments
ER Visit (level 1, minor) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $370.99 | $27.95 – $694.54 |
| Banner Lassen Medical Center | Susanville | $311.68 | $17.06 – $331.74 |
| Petaluma Valley Hospital | Petaluma | $587.01 | $113.64 – $115.95 |
| Arroyo Grande Hospital | Santa Maria | $350.54 | $21.77 – $743.82 |
| Mark Twain Medical Center | San Andreas | $262.41 | $16.04 – $60.76 |
| French Hospital | San Luis Obispo | $335.56 | $21.77 – $838.88 |
| Mercy Hospitals – Bakersfield | Bakersfield | $176.60 | $21.77 – $334.56 |
| Bakersfield Memorial Hospital | Bakersfield | $174.70 | $21.77 – $390.32 |