Annual Physical, New Patient (age 18-39) at St. Mary Medical Center

1050 Linden Ave, Long Beach, CA · CommonSpirit Health · · NPI 1194840421

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$183.61

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$427.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.50 with DHR vs $570.50 with Care 1st — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
DHR Medicaid|> 21 $49.50 ↓ -73%
DHR Medicaid|< 21 $49.50 ↓ -73%
BCBS - Anthem Commercial|Exchange $99.00 ↓ -46%
Noble IPA Medicaid|> 21 $102.69 ↓ -44%
Noble IPA Medicaid|< 21 $102.69 ↓ -44%
Angeles IPA Medicare|All Plans $114.10 ↓ -38%
HCLA Medicaid|Preferred IPA < 21 $114.10 ↓ -38%
Preferred IPA Medicaid|Risk $114.10 ↓ -38%
Partnership Health Plan Medicaid|< 21 $114.10 ↓ -38%
Partnership Health Plan Medicaid|> 21 $114.10 ↓ -38%
HCLA Medicaid|Preferred IPA > 21 $114.10 ↓ -38%
Inland Empire Health Plan Medicaid|All Plans $114.10 ↓ -38%
United Commercial|Non-Options PPO $114.84 ↓ -37%
United Commercial|All Other Plans $122.76 ↓ -33%
United Commercial|Options PPO $122.76 ↓ -33%
Blue Shield CA Commercial|Exchange $128.00 ↓ -30%
Blue Shield CA Medicare|BlueShield Promise $128.70 ↓ -30%
Kaiser Commercial|All Plans $138.60 ↓ -25%
BCBS - Anthem Commercial|All Other Plans $146.52 ↓ -20%
Health Net Medicaid|< 21 $152.10 ↓ -17%
Health Net Medicaid|> 21 $152.10 ↓ -17%
MultiPlan Commercial|All Plans $158.40 ↓ -14%
Molina Medicaid|All Plans $159.74 ↓ -13%
Blue Shield CA Commercial|All Other Plans $170.00 ↓ -7%
Kaiser Medicaid|< 21 $171.15 ↓ -7%
Kaiser Medicaid|> 21 $171.15 ↓ -7%
United Commercial|HMO $190.08 ↑ +4%
SMIPA Medicare|All Plans $198.00 ↑ +8%
BCBS - Anthem Commercial|MCS $198.00 ↑ +8%
Cigna Commercial|PPO $232.00 ↑ +26%
Cigna Commercial|All Other Plans $232.00 ↑ +26%
LA Care Medicaid|All Plans $470.09 ↑ +156%
Blue Shield CA Medicaid|All Plans $570.50 ↑ +211%
Care 1st Medicaid|All Plans $570.50 ↑ +211%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Annual Physical, New Patient (age 18-39) at other California hospitals

Hospital City Cash price Negotiated range
Healdsburg Hospital Healdsburg $160.14 not published
Redwood Memorial Hospital Fortuna $109.65 not published
Mercy Medical Center Merced Merced $180.77 $114.10 – $347.49
Glendale Memorial Hospital Health Center Glendale $67.49 $51.75 – $482.64

All California hospitals for this procedure →