Xpos opn fmrl eprst aor uni add-on at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$45.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$645.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.00 with MEDI-CAL vs $426.60 with THREE RIVERS PROVIDER NETWORK- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $76.00 ↑ +68%
HEALTHNET MCAL HEALTHNET MCAL $76.00 ↑ +68%
BC MCAL BC MCAL $76.00 ↑ +68%
KAISER MCAL KAISER MCAL $76.00 ↑ +68%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $76.00 ↑ +68%
HP MCAL PRO FEE HP MCAL PRO FEE $76.00 ↑ +68%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $76.00 ↑ +68%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $123.24 ↑ +173%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $153.58 ↑ +240%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $159.26 ↑ +253%
UHC MCR ADV UHC MCR ADV $172.72 ↑ +283%
KAISER MCR ADV KAISER MCR ADV $172.72 ↑ +283%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $172.72 ↑ +283%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $172.72 ↑ +283%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $172.72 ↑ +283%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $172.72 ↑ +283%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $172.72 ↑ +283%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $172.72 ↑ +283%
HEALTHNET MCARE HEALTHNET MCARE $172.72 ↑ +283%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $172.72 ↑ +283%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $181.36 ↑ +302%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $189.99 ↑ +321%
AETNA - ALL PLANS AETNA - ALL PLANS $193.11 ↑ +328%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $194.34 ↑ +330%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $207.26 ↑ +359%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $224.54 ↑ +397%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $224.54 ↑ +397%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $224.54 ↑ +397%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $232.78 ↑ +416%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $233.17 ↑ +416%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $246.99 ↑ +447%
UHC JLL UHC JLL $278.76 ↑ +517%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $278.76 ↑ +517%
UHC HMO UHC HMO $278.76 ↑ +517%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $342.51 ↑ +659%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $345.44 ↑ +665%
CIGNA- ALL PLANS CIGNA- ALL PLANS $377.52 ↑ +736%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $380.57 ↑ +743%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $426.60 ↑ +845%

Visitor-reported prices

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Xpos opn fmrl eprst aor uni add-on at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $891.53 $365.70 – $2,041.34
French Hospital San Luis Obispo $791.45 $365.70 – $1,978.62
Providence St Joseph Hospital Eureka Eureka $1,574.88 $10,413.00 – $11,046.00
Providence Mission Hospital - Mission Viejo Mission Viejo $1,814.88 $4,666.00 – $13,634.00
Dominican Hospital Santa Cruz $4,133.70 $365.70 – $8,267.40
California Hospital Medical Center Los Angeles $1,430.27 $361.70 – $2,329.71
Providence St Joseph Hospital Orange Orange $1,114.08 $5,463.00 – $14,032.00
REEDLEY COMMUNITY HOSPITAL Reedley $122.55 $6.01 – $652.02

All California hospitals for this procedure →