Vaginal Delivery (full care) at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$565.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,073.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.00 with MEDI-CAL vs $3,631.02 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $40.00 ↓ -93%
BC MCAL BC MCAL $40.00 ↓ -93%
KAISER MCAL KAISER MCAL $40.00 ↓ -93%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $40.00 ↓ -93%
HP MCAL PRO FEE HP MCAL PRO FEE $44.00 ↓ -92%
HEALTHNET MCAL HEALTHNET MCAL $48.00 ↓ -92%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $48.00 ↓ -92%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $2,132.00 ↑ +277%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $2,132.29 ↑ +277%
UHC MCR ADV UHC MCR ADV $2,132.29 ↑ +277%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $2,132.29 ↑ +277%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $2,132.29 ↑ +277%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $2,132.29 ↑ +277%
HEALTHNET MCARE HEALTHNET MCARE $2,132.29 ↑ +277%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $2,132.29 ↑ +277%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $2,132.29 ↑ +277%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $2,238.90 ↑ +296%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $2,345.52 ↑ +315%
CIGNA- ALL PLANS CIGNA- ALL PLANS $2,355.50 ↑ +317%
AETNA - ALL PLANS AETNA - ALL PLANS $2,489.08 ↑ +340%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $2,558.75 ↑ +353%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $2,771.98 ↑ +391%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $2,771.98 ↑ +391%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $2,771.98 ↑ +391%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $2,853.92 ↑ +405%
UHC HMO UHC HMO $2,853.92 ↑ +405%
UHC JLL UHC JLL $2,853.92 ↑ +405%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $2,878.59 ↑ +409%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $2,878.59 ↑ +409%
KAISER MCR ADV KAISER MCR ADV $2,878.59 ↑ +409%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $3,049.17 ↑ +440%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $3,218.05 ↑ +469%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $3,400.77 ↑ +502%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $3,631.02 ↑ +543%

Visitor-reported prices

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Vaginal Delivery (full care) at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $1,533.87 $61.53 – $3,631.02
ST HELENA HOSPITAL Vallejo $1,326.90 $1,390.14 – $4,235.41
HANFORD COMMUNITY HOSPITAL Selma $1,533.87 $65.00 – $3,631.02
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $1,210.95 $1,390.14 – $3,847.98
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $5,328.18 $1,390.14 – $3,400.77
WILLITS HOSPITAL INC Willits $2,421.90 $70.00 – $3,693.07
SONORA COMMUNITY HOSPITAL Sonora $1,372.41 $70.00 – $3,693.07
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $2,179.71 $40.00 – $3,847.98

All California hospitals for this procedure →