St treatment speech individual at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$89.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,279.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.92 with BC MCAL vs $499.00 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC MCAL BC MCAL $40.92 ↓ -54%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $73.32 ↓ -18%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $79.85 ↓ -11%
HEALTHNET MCARE HEALTHNET MCARE $79.85 ↓ -11%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $79.85 ↓ -11%
UHC MCR ADV UHC MCR ADV $79.85 ↓ -11%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $79.85 ↓ -11%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $79.85 ↓ -11%
KAISER MCR ADV KAISER MCR ADV $79.85 ↓ -11%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $79.85 ↓ -11%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $79.85 ↓ -11%
MEDI-CAL MEDI-CAL $80.91 ↓ -10%
KAISER MCAL KAISER MCAL $80.91 ↓ -10%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $90.62 ↑ +1%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $91.37 ↑ +2%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $94.75 ↑ +6%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $95.82 ↑ +7%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $101.14 ↑ +13%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $115.62 ↑ +29%
HEALTHNET MCAL HEALTHNET MCAL $115.63 ↑ +29%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $138.49 ↑ +55%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $141.00 ↑ +57%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $143.73 ↑ +61%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $159.70 ↑ +78%
UHC HMO UHC HMO $169.00 ↑ +89%
UHC JLL UHC JLL $193.00 ↑ +116%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $203.00 ↑ +127%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $225.60 ↑ +152%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $231.24 ↑ +158%
AETNA - ALL PLANS AETNA - ALL PLANS $237.59 ↑ +165%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $253.80 ↑ +183%
CIGNA- ALL PLANS CIGNA- ALL PLANS $253.80 ↑ +183%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $253.80 ↑ +183%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $267.90 ↑ +199%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $435.00 ↑ +386%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $445.00 ↑ +397%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $499.00 ↑ +457%

Visitor-reported prices

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St treatment speech individual at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $571.20 not published
St. John's Camarillo Hospital Camarillo $168.63 $41.94 – $385.00
Antioch Medical Center ANTIOCH $571.20 not published
Redwood City Medical Center Redwood City $571.20 not published
Santa Clara Medical Center SANTA CLARA $571.20 not published
Baldwin Park Medical Center BALDWIN PARK $313.04 not published
Riverside Medical Center RIVERSIDE $313.04 not published
Fremont Medical Center FREMONT $571.20 not published

All California hospitals for this procedure →