Prolng ip/obs e/m ea 15 min at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$9.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$140.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.91 with CIGNA- ALL PLANS vs $135.60 with HEALTHNET MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA- ALL PLANS CIGNA- ALL PLANS $46.91 ↑ +379%
AETNA - ALL PLANS AETNA - ALL PLANS $48.85 ↑ +398%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $53.80 ↑ +449%
UHC JLL UHC JLL $53.80 ↑ +449%
UHC HMO UHC HMO $53.80 ↑ +449%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $57.40 ↑ +486%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $60.66 ↑ +519%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $67.80 ↑ +592%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $74.00 ↑ +655%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $79.10 ↑ +707%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $90.40 ↑ +822%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $96.05 ↑ +880%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $100.34 ↑ +924%
KAISER MCAL KAISER MCAL $113.00 ↑ +1053%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $113.00 ↑ +1053%
MEDI-CAL MEDI-CAL $113.00 ↑ +1053%
BC MCAL BC MCAL $113.00 ↑ +1053%
HP MCAL PRO FEE HP MCAL PRO FEE $124.30 ↑ +1168%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $135.60 ↑ +1284%
HEALTHNET MCAL HEALTHNET MCAL $135.60 ↑ +1284%

Visitor-reported prices

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Prolng ip/obs e/m ea 15 min at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $26.60 $46.91 – $226.00
ST HELENA HOSPITAL Vallejo $15.90 $50.24 – $106.00
HANFORD COMMUNITY HOSPITAL Selma $26.60 $46.91 – $235.20
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $21.00 $51.50 – $197.40
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $92.40 $53.80 – $163.85
WILLITS HOSPITAL INC Willits $42.00 $41.35 – $113.00
RIDEOUT MEMORIAL HOSPITAL Marysville $64.46 $40.27 – $542.05
SONORA COMMUNITY HOSPITAL Sonora $23.80 $57.40 – $226.00

All California hospitals for this procedure →