Prev med cnsl indiv apprx 45 at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$16.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$231.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.84 with BC MCAL vs $330.10 with HEALTHNET MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC MCAL BC MCAL $52.84 ↑ +227%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $60.06 ↑ +271%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $74.84 ↑ +363%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $77.62 ↑ +380%
AETNA - ALL PLANS AETNA - ALL PLANS $94.11 ↑ +482%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $94.71 ↑ +486%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $113.44 ↑ +602%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $115.50 ↑ +614%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $148.63 ↑ +819%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $152.00 ↑ +840%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $152.00 ↑ +840%
HEALTHNET MCARE HEALTHNET MCARE $152.00 ↑ +840%
UHC MCR ADV UHC MCR ADV $152.00 ↑ +840%
KAISER MCR ADV KAISER MCR ADV $152.00 ↑ +840%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $152.00 ↑ +840%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $152.00 ↑ +840%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $152.00 ↑ +840%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $155.04 ↑ +859%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $165.14 ↑ +921%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $182.40 ↑ +1028%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $184.80 ↑ +1043%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $189.42 ↑ +1071%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $207.90 ↑ +1186%
CIGNA- ALL PLANS CIGNA- ALL PLANS $207.90 ↑ +1186%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $207.90 ↑ +1186%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $207.90 ↑ +1186%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $219.45 ↑ +1257%
MEDI-CAL MEDI-CAL $231.00 ↑ +1329%
KAISER MCAL KAISER MCAL $231.00 ↑ +1329%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $258.72 ↑ +1500%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $273.60 ↑ +1592%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $288.75 ↑ +1686%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $304.00 ↑ +1780%
HEALTHNET MCAL HEALTHNET MCAL $330.10 ↑ +1941%

Visitor-reported prices

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Prev med cnsl indiv apprx 45 at other California hospitals

Hospital City Cash price Negotiated range
Sequoia Hospital Redwood City $21.48 $25.37 – $236.00
REEDLEY COMMUNITY HOSPITAL Reedley $43.89 $51.68 – $675.81
ST HELENA HOSPITAL Vallejo $43.05 $287.00 – $287.00
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $152.46 $231.00 – $693.00
WILLITS HOSPITAL INC Willits $69.30 $231.00 – $407.41
SONORA COMMUNITY HOSPITAL Sonora $39.27 $152.00 – $343.96
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $62.37 $231.00 – $684.56
UKIAH ADVENTIST HOSPITAL Ukiah $46.20 $231.00 – $504.83

All California hospitals for this procedure →