Pr hospital ip/obs care initial straightforward or low level per day at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$14.35

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$205.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.30 with MEDI-CAL vs $180.00 with THREE RIVERS PROVIDER NETWORK- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $34.30 ↑ +139%
BC MCAL BC MCAL $34.30 ↑ +139%
KAISER MCAL KAISER MCAL $34.30 ↑ +139%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $34.30 ↑ +139%
HP MCAL PRO FEE HP MCAL PRO FEE $37.73 ↑ +163%
HEALTHNET MCAL HEALTHNET MCAL $41.16 ↑ +187%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $41.16 ↑ +187%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $52.00 ↑ +262%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $64.80 ↑ +352%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $67.20 ↑ +368%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $73.78 ↑ +414%
KAISER MCR ADV KAISER MCR ADV $73.78 ↑ +414%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $73.78 ↑ +414%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $73.78 ↑ +414%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $73.78 ↑ +414%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $73.78 ↑ +414%
HEALTHNET MCARE HEALTHNET MCARE $73.78 ↑ +414%
UHC MCR ADV UHC MCR ADV $73.78 ↑ +414%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $73.78 ↑ +414%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $73.78 ↑ +414%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $77.47 ↑ +440%
UHC JLL UHC JLL $78.86 ↑ +450%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $81.16 ↑ +466%
AETNA - ALL PLANS AETNA - ALL PLANS $81.48 ↑ +468%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $82.00 ↑ +471%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $83.02 ↑ +479%
UHC HMO UHC HMO $83.02 ↑ +479%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $88.54 ↑ +517%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $95.91 ↑ +568%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $95.91 ↑ +568%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $95.91 ↑ +568%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $98.22 ↑ +584%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $99.60 ↑ +594%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $105.51 ↑ +635%
CIGNA- ALL PLANS CIGNA- ALL PLANS $114.56 ↑ +698%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $128.68 ↑ +797%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $142.98 ↑ +896%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $147.56 ↑ +928%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $180.00 ↑ +1154%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pr hospital ip/obs care initial straightforward or low level per day at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $191.81 $61.11 – $282.24
Healdsburg Hospital Healdsburg $151.98 not published
Mercy Medical Center Redding Redding $104.95 $78.23 – $207.00
REEDLEY COMMUNITY HOSPITAL Reedley $38.00 $2.88 – $157.25
ST HELENA HOSPITAL Vallejo $26.70 $34.30 – $174.36
HANFORD COMMUNITY HOSPITAL Selma $38.00 $34.30 – $229.35
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $31.05 $34.30 – $159.37
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $132.00 $34.30 – $134.35

All California hospitals for this procedure →