Pet image full body at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$24.92

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$356.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.01 with CIGNA- ALL PLANS vs $2,559.43 with AETNA - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA- ALL PLANS CIGNA- ALL PLANS $51.01 ↑ +105%
UHC MCR ADV UHC MCR ADV $90.18 ↑ +262%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $90.18 ↑ +262%
HEALTHNET MCARE HEALTHNET MCARE $90.18 ↑ +262%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $90.18 ↑ +262%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $90.18 ↑ +262%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $90.18 ↑ +262%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $90.18 ↑ +262%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $90.18 ↑ +262%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $94.69 ↑ +280%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $99.20 ↑ +298%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $108.22 ↑ +334%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $117.23 ↑ +370%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $117.23 ↑ +370%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $117.23 ↑ +370%
KAISER MCR ADV KAISER MCR ADV $121.74 ↑ +389%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $121.74 ↑ +389%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $121.74 ↑ +389%
UHC HMO UHC HMO $122.45 ↑ +391%
UHC JLL UHC JLL $122.45 ↑ +391%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $122.45 ↑ +391%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $131.39 ↑ +427%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $137.98 ↑ +454%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $171.68 ↑ +589%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $178.18 ↑ +615%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $181.43 ↑ +628%
BC MCAL BC MCAL $356.00 ↑ +1329%
HEALTHNET MCAL HEALTHNET MCAL $356.00 ↑ +1329%
MEDI-CAL MEDI-CAL $356.00 ↑ +1329%
KAISER MCAL KAISER MCAL $356.00 ↑ +1329%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $356.00 ↑ +1329%
HP MCAL PRO FEE HP MCAL PRO FEE $356.00 ↑ +1329%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $356.00 ↑ +1329%
AETNA - ALL PLANS AETNA - ALL PLANS $2,559.43 ↑ +10171%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pet image full body at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $6,921.60 $1,947.00 – $1,947.00
Antioch Medical Center ANTIOCH $6,921.60 $1,947.00 – $1,947.00
Redwood City Medical Center Redwood City $6,921.60 $1,947.00 – $1,947.00
Santa Clara Medical Center SANTA CLARA $6,921.60 $1,947.00 – $1,947.00
Baldwin Park Medical Center BALDWIN PARK $6,203.60 $1,325.00 – $1,325.00
Riverside Medical Center RIVERSIDE $6,203.60 $1,325.00 – $1,325.00
Fremont Medical Center FREMONT $6,921.60 $1,947.00 – $1,947.00
Panorama Medical Center PANORAMA CITY $6,203.60 $1,325.00 – $1,325.00

All California hospitals for this procedure →