Off/op consltj new/est sf 20 at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$14.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$206.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.60 with MEDCORE(OMNI IPA) OP ONLY- ALL PLANS vs $132.00 with HP OF SAN JOAQUIN MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $28.60 ↑ +98%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $35.64 ↑ +147%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $36.96 ↑ +156%
UHC JLL UHC JLL $43.37 ↑ +201%
AETNA - ALL PLANS AETNA - ALL PLANS $44.81 ↑ +211%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $45.10 ↑ +213%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $45.66 ↑ +217%
UHC HMO UHC HMO $45.66 ↑ +217%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $54.02 ↑ +275%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $55.00 ↑ +281%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $70.77 ↑ +391%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $77.00 ↑ +434%
CIGNA- ALL PLANS CIGNA- ALL PLANS $77.82 ↑ +440%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $78.64 ↑ +445%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $88.00 ↑ +510%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $88.00 ↑ +510%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $90.20 ↑ +526%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $99.00 ↑ +587%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $99.00 ↑ +587%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $104.50 ↑ +625%
BC MCAL BC MCAL $110.00 ↑ +663%
KAISER MCAL KAISER MCAL $110.00 ↑ +663%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $110.00 ↑ +663%
MEDI-CAL MEDI-CAL $110.00 ↑ +663%
HP MCAL PRO FEE HP MCAL PRO FEE $121.00 ↑ +739%
HEALTHNET MCAL HEALTHNET MCAL $132.00 ↑ +815%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $132.00 ↑ +815%

Visitor-reported prices

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Off/op consltj new/est sf 20 at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $163.17 $63.39 – $240.10
Mercy Medical Center Merced Merced $70.04 $81.60 – $136.00
REEDLEY COMMUNITY HOSPITAL Reedley $34.77 $1.96 – $220.00
ST HELENA HOSPITAL Vallejo $33.60 $84.07 – $224.00
HANFORD COMMUNITY HOSPITAL Selma $20.90 $77.82 – $184.80
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $19.20 $61.60 – $163.20
ADVENTIST HEALTH DELANO Delano $95.60 $478.00 – $616.62
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $120.78 $20.67 – $159.50

All California hospitals for this procedure →