Ocular instrumnt screen bil at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$3.99

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$57.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.42 with UHC JLL vs $68.40 with HEALTHNET MCAL — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UHC JLL UHC JLL $7.42 ↑ +86%
UHC HMO UHC HMO $7.42 ↑ +86%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $7.42 ↑ +86%
CIGNA- ALL PLANS CIGNA- ALL PLANS $15.56 ↑ +290%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $32.72 ↑ +720%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $34.20 ↑ +757%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $34.58 ↑ +767%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $39.90 ↑ +900%
AETNA - ALL PLANS AETNA - ALL PLANS $42.89 ↑ +975%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $45.60 ↑ +1043%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $45.74 ↑ +1046%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $48.45 ↑ +1114%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $50.62 ↑ +1169%
BC MCAL BC MCAL $57.00 ↑ +1329%
KAISER MCAL KAISER MCAL $57.00 ↑ +1329%
MEDI-CAL MEDI-CAL $57.00 ↑ +1329%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $57.00 ↑ +1329%
HP MCAL PRO FEE HP MCAL PRO FEE $62.70 ↑ +1471%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $68.40 ↑ +1614%
HEALTHNET MCAL HEALTHNET MCAL $68.40 ↑ +1614%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ocular instrumnt screen bil at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $10.83 $0.16 – $114.00
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $37.62 $7.42 – $132.37
WILLITS HOSPITAL INC Willits $17.10 $7.28 – $57.00
SONORA COMMUNITY HOSPITAL Sonora $9.69 $32.72 – $114.00
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $15.39 $7.28 – $57.00
UKIAH ADVENTIST HOSPITAL Ukiah $11.40 $7.01 – $953.28
Petaluma Valley Hospital Petaluma not published $577.05 – $577.05
Queen of The Valley Medical Center Napa not published $729.25 – $729.25

All California hospitals for this procedure →