Observation/inpatient hospital care mod severity 99235 at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$27.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$398.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.36 with MEDCORE(OMNI IPA) OP ONLY- ALL PLANS vs $347.40 with THREE RIVERS PROVIDER NETWORK- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $100.36 ↑ +260%
MEDI-CAL MEDI-CAL $103.50 ↑ +272%
BC MCAL BC MCAL $103.50 ↑ +272%
KAISER MCAL KAISER MCAL $103.50 ↑ +272%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $103.50 ↑ +272%
HP MCAL PRO FEE HP MCAL PRO FEE $113.85 ↑ +309%
HEALTHNET MCAL HEALTHNET MCAL $124.20 ↑ +346%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $124.20 ↑ +346%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $125.06 ↑ +349%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $129.70 ↑ +366%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $143.45 ↑ +415%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $143.45 ↑ +415%
KAISER MCR ADV KAISER MCR ADV $143.45 ↑ +415%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $143.45 ↑ +415%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $143.45 ↑ +415%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $143.45 ↑ +415%
UHC MCR ADV UHC MCR ADV $143.45 ↑ +415%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $143.45 ↑ +415%
HEALTHNET MCARE HEALTHNET MCARE $143.45 ↑ +415%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $143.45 ↑ +415%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $150.62 ↑ +441%
UHC JLL UHC JLL $152.20 ↑ +446%
AETNA - ALL PLANS AETNA - ALL PLANS $157.26 ↑ +464%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $157.80 ↑ +466%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $158.26 ↑ +468%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $160.23 ↑ +475%
UHC HMO UHC HMO $160.23 ↑ +475%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $172.14 ↑ +518%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $186.49 ↑ +569%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $186.49 ↑ +569%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $186.49 ↑ +569%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $189.56 ↑ +580%
CIGNA- ALL PLANS CIGNA- ALL PLANS $192.32 ↑ +590%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $193.00 ↑ +593%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $205.13 ↑ +636%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $248.35 ↑ +791%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $275.95 ↑ +890%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $286.90 ↑ +930%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $347.40 ↑ +1147%

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Observation/inpatient hospital care mod severity 99235 at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $73.34 $4.77 – $303.42
ST HELENA HOSPITAL Vallejo $51.90 $103.50 – $336.44
HANFORD COMMUNITY HOSPITAL Selma $73.34 $103.50 – $303.42
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $57.90 $103.50 – $307.52
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $254.76 $103.50 – $292.09
WILLITS HOSPITAL INC Willits $165.90 $103.50 – $308.00
SONORA COMMUNITY HOSPITAL Sonora $65.62 $103.50 – $308.00
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $104.22 $103.50 – $523.31

All California hospitals for this procedure →