New Patient Office Visit (level 4) at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$61.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$878.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.90 with MEDI-CAL vs $302.40 with THREE RIVERS PROVIDER NETWORK- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $68.90 ↑ +12%
BC MCAL BC MCAL $68.90 ↑ +12%
KAISER MCAL KAISER MCAL $68.90 ↑ +12%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $68.90 ↑ +12%
HP MCAL PRO FEE HP MCAL PRO FEE $75.79 ↑ +23%
HEALTHNET MCAL HEALTHNET MCAL $82.68 ↑ +35%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $82.68 ↑ +35%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $87.36 ↑ +42%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $108.86 ↑ +77%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $112.90 ↑ +84%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $116.78 ↑ +90%
KAISER MCR ADV KAISER MCR ADV $116.78 ↑ +90%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $116.78 ↑ +90%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $116.78 ↑ +90%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $116.78 ↑ +90%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $116.78 ↑ +90%
HEALTHNET MCARE HEALTHNET MCARE $116.78 ↑ +90%
UHC MCR ADV UHC MCR ADV $116.78 ↑ +90%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $116.78 ↑ +90%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $116.78 ↑ +90%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $128.46 ↑ +109%
AETNA - ALL PLANS AETNA - ALL PLANS $136.89 ↑ +123%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $137.76 ↑ +124%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $140.14 ↑ +128%
CIGNA- ALL PLANS CIGNA- ALL PLANS $146.98 ↑ +139%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $151.81 ↑ +147%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $151.81 ↑ +147%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $151.81 ↑ +147%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $157.65 ↑ +157%
UHC JLL UHC JLL $157.72 ↑ +157%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $165.01 ↑ +168%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $166.04 ↑ +170%
UHC HMO UHC HMO $166.04 ↑ +170%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $167.00 ↑ +172%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $216.18 ↑ +252%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $233.56 ↑ +280%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $240.21 ↑ +291%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $302.40 ↑ +392%

Visitor-reported prices

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New Patient Office Visit (level 4) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,166.40 $83.70 – $241.80
Banner Lassen Medical Center Susanville $2,667.98 $231.65 – $548.05
Arroyo Grande Hospital Santa Maria $1,043.90 $98.83 – $454.00
Mark Twain Medical Center San Andreas $291.05 $58.73 – $222.46
French Hospital San Luis Obispo $725.20 $98.01 – $355.74
Mercy Hospitals – Bakersfield Bakersfield $178.08 $111.00 – $384.00
Bakersfield Memorial Hospital Bakersfield $208.83 $104.00 – $314.82
Healdsburg Hospital Healdsburg $633.42 not published

All California hospitals for this procedure →