MRI chest w IV cont at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$890.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,720.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.28 with CIGNA- ALL PLANS vs $6,056.10 with THREE RIVERS PROVIDER NETWORK- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA- ALL PLANS CIGNA- ALL PLANS $45.28 ↓ -95%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $80.98 ↓ -91%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $80.98 ↓ -91%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $80.98 ↓ -91%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $80.98 ↓ -91%
UHC MCR ADV UHC MCR ADV $80.98 ↓ -91%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $80.98 ↓ -91%
HEALTHNET MCARE HEALTHNET MCARE $80.98 ↓ -91%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $80.98 ↓ -91%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $85.03 ↓ -90%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $89.08 ↓ -90%
BC MCAL BC MCAL $92.73 ↓ -90%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $97.18 ↓ -89%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $105.27 ↓ -88%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $105.27 ↓ -88%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $105.27 ↓ -88%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $109.32 ↓ -88%
KAISER MCR ADV KAISER MCR ADV $109.32 ↓ -88%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $109.32 ↓ -88%
UHC JLL UHC JLL $113.64 ↓ -87%
UHC HMO UHC HMO $113.64 ↓ -87%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $113.64 ↓ -87%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $117.99 ↓ -87%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $123.90 ↓ -86%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $148.86 ↓ -83%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $151.87 ↓ -83%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $157.31 ↓ -82%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $320.00 ↓ -64%
MEDI-CAL MEDI-CAL $320.00 ↓ -64%
HP MCAL PRO FEE HP MCAL PRO FEE $320.00 ↓ -64%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $320.00 ↓ -64%
HEALTHNET MCAL HEALTHNET MCAL $320.00 ↓ -64%
KAISER MCAL KAISER MCAL $320.00 ↓ -64%
AETNA - ALL PLANS AETNA - ALL PLANS $406.36 ↓ -54%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $1,033.96 ↑ +16%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $1,749.54 ↑ +96%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $2,067.92 ↑ +132%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $3,829.21 ↑ +330%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $6,056.10 ↑ +580%

Visitor-reported prices

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MRI chest w IV cont at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $5,824.00 $1,054.00 – $1,054.00
St. John's Camarillo Hospital Camarillo $1,777.41 $566.02 – $3,165.24
Antioch Medical Center ANTIOCH $5,824.00 $1,054.00 – $1,054.00
Redwood City Medical Center Redwood City $5,824.00 $1,054.00 – $1,054.00
Santa Clara Medical Center SANTA CLARA $5,824.00 $1,054.00 – $1,054.00
Baldwin Park Medical Center BALDWIN PARK $2,340.00 $718.00 – $718.00
Riverside Medical Center RIVERSIDE $2,340.00 $718.00 – $718.00
Fremont Medical Center FREMONT $5,824.00 $1,054.00 – $1,054.00

All California hospitals for this procedure →