Fusion/graft of finger joint at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$190.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,726.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.00 with MEDI-CAL vs $1,506.79 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $61.00 ↓ -68%
BC MCAL BC MCAL $61.00 ↓ -68%
KAISER MCAL KAISER MCAL $61.00 ↓ -68%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $61.00 ↓ -68%
HP MCAL PRO FEE HP MCAL PRO FEE $67.10 ↓ -65%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $73.20 ↓ -62%
HEALTHNET MCAL HEALTHNET MCAL $73.20 ↓ -62%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $762.84 ↑ +300%
UHC MCR ADV UHC MCR ADV $762.84 ↑ +300%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $762.84 ↑ +300%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $762.84 ↑ +300%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $762.84 ↑ +300%
HEALTHNET MCARE HEALTHNET MCARE $762.84 ↑ +300%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $762.84 ↑ +300%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $762.84 ↑ +300%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $800.98 ↑ +320%
CIGNA- ALL PLANS CIGNA- ALL PLANS $831.33 ↑ +336%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $839.12 ↑ +340%
AETNA - ALL PLANS AETNA - ALL PLANS $899.12 ↑ +371%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $915.41 ↑ +380%
UHC HMO UHC HMO $982.85 ↑ +415%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $982.85 ↑ +415%
UHC JLL UHC JLL $982.85 ↑ +415%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $991.69 ↑ +420%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $991.69 ↑ +420%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $991.69 ↑ +420%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $1,029.83 ↑ +440%
KAISER MCR ADV KAISER MCR ADV $1,029.83 ↑ +440%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $1,029.83 ↑ +440%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $1,090.86 ↑ +472%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $1,111.46 ↑ +482%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $1,152.32 ↑ +504%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $1,217.75 ↑ +538%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $1,506.79 ↑ +690%

Visitor-reported prices

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Fusion/graft of finger joint at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $9,632.00 not published
Antioch Medical Center ANTIOCH $9,632.00 not published
Redwood City Medical Center Redwood City $9,632.00 not published
Santa Clara Medical Center SANTA CLARA $9,632.00 not published
Fremont Medical Center FREMONT $9,632.00 not published
Sacramento Medical Center SACRAMENTO $9,632.00 not published
Oakland Medical Center Oakland $9,632.00 not published
Walnut Creek Medical Center WALNUT CREEK $9,632.00 not published

All California hospitals for this procedure →