Exploration of spinal fusion at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$197.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,817.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.00 with MEDI-CAL vs $1,596.96 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $85.00 ↓ -57%
BC MCAL BC MCAL $85.00 ↓ -57%
KAISER MCAL KAISER MCAL $85.00 ↓ -57%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $85.00 ↓ -57%
HP MCAL PRO FEE HP MCAL PRO FEE $93.50 ↓ -53%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $102.00 ↓ -48%
HEALTHNET MCAL HEALTHNET MCAL $102.00 ↓ -48%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $776.25 ↑ +294%
UHC MCR ADV UHC MCR ADV $776.25 ↑ +294%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $776.25 ↑ +294%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $776.25 ↑ +294%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $776.25 ↑ +294%
HEALTHNET MCARE HEALTHNET MCARE $776.25 ↑ +294%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $776.25 ↑ +294%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $776.25 ↑ +294%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $815.06 ↑ +313%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $853.88 ↑ +333%
CIGNA- ALL PLANS CIGNA- ALL PLANS $922.90 ↑ +368%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $931.50 ↑ +372%
AETNA - ALL PLANS AETNA - ALL PLANS $940.97 ↑ +377%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $1,009.13 ↑ +412%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $1,009.13 ↑ +412%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $1,009.13 ↑ +412%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $1,047.94 ↑ +431%
KAISER MCR ADV KAISER MCR ADV $1,047.94 ↑ +431%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $1,047.94 ↑ +431%
UHC HMO UHC HMO $1,096.95 ↑ +456%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $1,096.95 ↑ +456%
UHC JLL UHC JLL $1,096.95 ↑ +456%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $1,110.04 ↑ +463%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $1,131.00 ↑ +474%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $1,197.81 ↑ +507%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $1,265.82 ↑ +542%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $1,596.96 ↑ +710%

Visitor-reported prices

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Exploration of spinal fusion at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $535.23 $23.65 – $1,596.96
HANFORD COMMUNITY HOSPITAL Selma $535.23 $55.00 – $9,332.70
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $422.55 $80.00 – $9,332.70
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $1,859.22 $50.00 – $1,265.82
WILLITS HOSPITAL INC Willits $845.10 $133.66 – $1,657.46
SONORA COMMUNITY HOSPITAL Sonora $478.89 $50.00 – $1,657.46
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $760.59 $668.65 – $1,626.78
ADVENTIST HEALTH TULARE Tulare $535.23 $55.00 – $1,432.48

All California hospitals for this procedure →