Exc skn hdrdnt ax smpl/ntrm at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$280.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,000.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.00 with MEDI-CAL vs $7,662.42 with BRIGHT HEALTH - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $36.00 ↓ -87%
BC MCAL BC MCAL $36.00 ↓ -87%
KAISER MCAL KAISER MCAL $36.00 ↓ -87%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $36.00 ↓ -87%
HP MCAL PRO FEE HP MCAL PRO FEE $39.60 ↓ -86%
HEALTHNET MCAL HEALTHNET MCAL $43.20 ↓ -85%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $43.20 ↓ -85%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $173.68 ↓ -38%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $216.43 ↓ -23%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $224.45 ↓ -20%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $257.56 ↓ -8%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $257.56 ↓ -8%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $257.56 ↓ -8%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $257.56 ↓ -8%
HEALTHNET MCARE HEALTHNET MCARE $257.56 ↓ -8%
UHC MCR ADV UHC MCR ADV $257.56 ↓ -8%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $257.56 ↓ -8%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $257.56 ↓ -8%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $270.44 ↓ -3%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $273.88 ↓ -2%
AETNA - ALL PLANS AETNA - ALL PLANS $279.86 ↓ -0%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $283.32 ↑ +1%
CIGNA- ALL PLANS CIGNA- ALL PLANS $288.87 ↑ +3%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $309.07 ↑ +10%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $328.05 ↑ +17%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $334.00 ↑ +19%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $334.83 ↑ +20%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $334.83 ↑ +20%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $334.83 ↑ +20%
UHC JLL UHC JLL $341.38 ↑ +22%
UHC HMO UHC HMO $341.38 ↑ +22%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $341.38 ↑ +22%
KAISER MCR ADV KAISER MCR ADV $347.71 ↑ +24%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $368.31 ↑ +32%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $482.70 ↑ +72%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $514.44 ↑ +84%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $601.20 ↑ +115%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $3,831.21 ↑ +1268%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $7,662.42 ↑ +2637%

Visitor-reported prices

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Exc skn hdrdnt ax smpl/ntrm at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $9,822.40 not published
Antioch Medical Center ANTIOCH $9,822.40 not published
Redwood City Medical Center Redwood City $9,822.40 not published
Santa Clara Medical Center SANTA CLARA $9,822.40 not published
Baldwin Park Medical Center BALDWIN PARK $4,529.20 not published
Riverside Medical Center RIVERSIDE $4,529.20 not published
Fremont Medical Center FREMONT $9,822.40 not published
Panorama Medical Center PANORAMA CITY $4,529.20 not published

All California hospitals for this procedure →