Established Patient Office Visit (level 4) at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$49.35

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$705.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.50 with MEDI-CAL vs $233.10 with THREE RIVERS PROVIDER NETWORK- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $37.50 ↓ -24%
BC MCAL BC MCAL $37.50 ↓ -24%
KAISER MCAL KAISER MCAL $37.50 ↓ -24%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $37.50 ↓ -24%
HP MCAL PRO FEE HP MCAL PRO FEE $41.25 ↓ -16%
HEALTHNET MCAL HEALTHNET MCAL $45.00 ↓ -9%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $45.00 ↓ -9%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $67.34 ↑ +36%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $83.92 ↑ +70%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $84.93 ↑ +72%
KAISER MCR ADV KAISER MCR ADV $84.93 ↑ +72%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $84.93 ↑ +72%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $84.93 ↑ +72%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $84.93 ↑ +72%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $84.93 ↑ +72%
HEALTHNET MCARE HEALTHNET MCARE $84.93 ↑ +72%
UHC MCR ADV UHC MCR ADV $84.93 ↑ +72%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $84.93 ↑ +72%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $84.93 ↑ +72%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $87.02 ↑ +76%
CIGNA- ALL PLANS CIGNA- ALL PLANS $89.46 ↑ +81%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $93.42 ↑ +89%
AETNA - ALL PLANS AETNA - ALL PLANS $94.20 ↑ +91%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $101.92 ↑ +107%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $103.43 ↑ +110%
UHC JLL UHC JLL $103.43 ↑ +110%
UHC HMO UHC HMO $103.43 ↑ +110%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $106.19 ↑ +115%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $110.41 ↑ +124%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $110.41 ↑ +124%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $110.41 ↑ +124%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $114.66 ↑ +132%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $121.45 ↑ +146%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $123.74 ↑ +151%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $151.59 ↑ +207%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $166.64 ↑ +238%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $169.86 ↑ +244%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $233.10 ↑ +372%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Established Patient Office Visit (level 4) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,166.40 $83.70 – $241.80
Banner Lassen Medical Center Susanville $2,281.82 $61.88 – $475.30
Arroyo Grande Hospital Santa Maria $1,129.07 $53.79 – $381.00
Mark Twain Medical Center San Andreas $212.46 $55.63 – $210.70
French Hospital San Luis Obispo $784.40 $53.79 – $373.38
Mercy Hospitals – Bakersfield Bakersfield $140.61 $66.81 – $303.20
Bakersfield Memorial Hospital Bakersfield $134.33 $66.81 – $314.82
St. Joseph's Behavioral Health Center Stockton $69.67 $12.20 – $105.53

All California hospitals for this procedure →