Established Patient Office Visit (level 2) at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$35.63

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$509.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.10 with MEDI-CAL vs $115.20 with THREE RIVERS PROVIDER NETWORK- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $18.10 ↓ -49%
BC MCAL BC MCAL $18.10 ↓ -49%
KAISER MCAL KAISER MCAL $18.10 ↓ -49%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $18.10 ↓ -49%
HP MCAL PRO FEE HP MCAL PRO FEE $19.91 ↓ -44%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $21.72 ↓ -39%
HEALTHNET MCAL HEALTHNET MCAL $21.72 ↓ -39%
CIGNA- ALL PLANS CIGNA- ALL PLANS $28.89 ↓ -19%
HEALTHNET MCARE HEALTHNET MCARE $31.08 ↓ -13%
KAISER MCR ADV KAISER MCR ADV $31.08 ↓ -13%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $31.08 ↓ -13%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $31.08 ↓ -13%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $31.08 ↓ -13%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $31.08 ↓ -13%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $31.08 ↓ -13%
UHC MCR ADV UHC MCR ADV $31.08 ↓ -13%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $31.08 ↓ -13%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $31.08 ↓ -13%
AETNA - ALL PLANS AETNA - ALL PLANS $31.26 ↓ -12%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $33.28 ↓ -7%
UHC JLL UHC JLL $33.87 ↓ -5%
UHC HMO UHC HMO $33.87 ↓ -5%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $33.87 ↓ -5%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $34.19 ↓ -4%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $37.30 ↑ +5%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $40.40 ↑ +13%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $40.40 ↑ +13%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $40.40 ↑ +13%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $41.47 ↑ +16%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $41.96 ↑ +18%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $41.96 ↑ +18%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $43.01 ↑ +21%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $44.44 ↑ +25%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $45.28 ↑ +27%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $62.16 ↑ +74%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $72.42 ↑ +103%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $82.36 ↑ +131%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $115.20 ↑ +223%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Established Patient Office Visit (level 2) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $559.01 $28.15 – $226.00
Banner Lassen Medical Center Susanville $737.20 $29.86 – $276.45
Arroyo Grande Hospital Santa Maria $130.54 $16.37 – $305.00
Mark Twain Medical Center San Andreas $68.60 $8.28 – $32.00
French Hospital San Luis Obispo $119.56 $16.37 – $298.90
Bakersfield Memorial Hospital Bakersfield $86.25 $32.25 – $232.00
Healdsburg Hospital Healdsburg $205.02 not published
Redwood Memorial Hospital Fortuna $55.08 not published

All California hospitals for this procedure →