Determine refractive state at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$4.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$66.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.03 with BC MCAL vs $304.00 with BRIGHT HEALTH - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC MCAL BC MCAL $11.03 ↑ +139%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $11.96 ↑ +159%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $14.90 ↑ +223%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $15.46 ↑ +235%
AETNA - ALL PLANS AETNA - ALL PLANS $18.74 ↑ +306%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $18.86 ↑ +308%
CIGNA- ALL PLANS CIGNA- ALL PLANS $22.23 ↑ +381%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $22.59 ↑ +389%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $23.00 ↑ +398%
UHC HMO UHC HMO $25.97 ↑ +462%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $25.97 ↑ +462%
UHC JLL UHC JLL $25.97 ↑ +462%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $29.60 ↑ +541%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $32.89 ↑ +612%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $36.80 ↑ +697%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $37.72 ↑ +716%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $41.40 ↑ +796%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $41.40 ↑ +796%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $41.40 ↑ +796%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $43.70 ↑ +846%
MEDI-CAL MEDI-CAL $46.00 ↑ +896%
KAISER MCAL KAISER MCAL $46.00 ↑ +896%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $46.20 ↑ +900%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $51.52 ↑ +1015%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $57.50 ↑ +1145%
HEALTHNET MCAL HEALTHNET MCAL $65.73 ↑ +1323%
HP MCAL PRO FEE HP MCAL PRO FEE $72.60 ↑ +1471%
UHC MCR ADV UHC MCR ADV $152.00 ↑ +3190%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $152.00 ↑ +3190%
HEALTHNET MCARE HEALTHNET MCARE $152.00 ↑ +3190%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $152.00 ↑ +3190%
KAISER MCR ADV KAISER MCR ADV $152.00 ↑ +3190%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $152.00 ↑ +3190%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $152.00 ↑ +3190%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $152.00 ↑ +3190%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $155.04 ↑ +3256%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $182.40 ↑ +3848%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $304.00 ↑ +6480%

Visitor-reported prices

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Determine refractive state at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $12.54 $0.56 – $675.81
HANFORD COMMUNITY HOSPITAL Selma $12.54 $22.23 – $110.88
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $9.90 $19.75 – $101.02
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $43.56 $20.67 – $278.92
WILLITS HOSPITAL INC Willits $19.80 $22.23 – $407.41
SONORA COMMUNITY HOSPITAL Sonora $11.22 $30.43 – $273.60
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $17.82 $19.75 – $684.56
ADVENTIST HEALTH TULARE Tulare $12.54 $20.12 – $82.66

All California hospitals for this procedure →