Culture urine each isolate at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$17.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$249.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.68 with BC MCAL vs $79.13 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC MCAL BC MCAL $1.68 ↓ -90%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $2.10 ↓ -88%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $2.62 ↓ -85%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $2.72 ↓ -84%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $3.32 ↓ -81%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $3.36 ↓ -81%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $3.97 ↓ -77%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $4.05 ↓ -77%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $6.47 ↓ -63%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $6.63 ↓ -62%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $7.28 ↓ -58%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $7.28 ↓ -58%
CIGNA- ALL PLANS CIGNA- ALL PLANS $7.28 ↓ -58%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $7.28 ↓ -58%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $7.69 ↓ -56%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $8.09 ↓ -54%
HEALTHNET MCAL HEALTHNET MCAL $8.09 ↓ -54%
UHC MCR ADV UHC MCR ADV $8.09 ↓ -54%
KAISER MCR ADV KAISER MCR ADV $8.09 ↓ -54%
MEDI-CAL MEDI-CAL $8.09 ↓ -54%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $8.09 ↓ -54%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $8.09 ↓ -54%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $8.09 ↓ -54%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $8.09 ↓ -54%
HEALTHNET MCARE HEALTHNET MCARE $8.09 ↓ -54%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $8.09 ↓ -54%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $8.09 ↓ -54%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $8.09 ↓ -54%
KAISER MCAL KAISER MCAL $8.09 ↓ -54%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $9.71 ↓ -44%
UHC HMO UHC HMO $11.65 ↓ -33%
UHC JLL UHC JLL $11.65 ↓ -33%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $14.56 ↓ -16%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $16.18 ↓ -7%
AETNA - ALL PLANS AETNA - ALL PLANS $26.92 ↑ +54%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $71.22 ↑ +309%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $79.13 ↑ +354%

Visitor-reported prices

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Culture urine each isolate at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $96.88 $8.00 – $8.00
Antioch Medical Center ANTIOCH $96.88 $8.00 – $8.00
Redwood City Medical Center Redwood City $96.88 $8.00 – $8.00
Santa Clara Medical Center SANTA CLARA $96.88 $8.00 – $8.00
Baldwin Park Medical Center BALDWIN PARK $95.16 $5.00 – $5.00
Riverside Medical Center RIVERSIDE $95.16 $5.00 – $5.00
Fremont Medical Center FREMONT $96.88 $8.00 – $8.00
Banner Lassen Medical Center Susanville $13.95 $1.62 – $24.25

All California hospitals for this procedure →