Contrast x-ray of wrist at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$7.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$109.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.51 with HEALTHNET MCARE vs $117.82 with AETNA - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTHNET MCARE HEALTHNET MCARE $27.51 ↑ +261%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $27.51 ↑ +261%
UHC MCR ADV UHC MCR ADV $27.51 ↑ +261%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $27.51 ↑ +261%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $27.51 ↑ +261%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $27.51 ↑ +261%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $27.51 ↑ +261%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $27.51 ↑ +261%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $28.89 ↑ +279%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $30.26 ↑ +297%
CIGNA- ALL PLANS CIGNA- ALL PLANS $32.59 ↑ +327%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $33.01 ↑ +333%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $35.76 ↑ +369%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $35.76 ↑ +369%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $35.76 ↑ +369%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $37.10 ↑ +386%
UHC JLL UHC JLL $37.10 ↑ +386%
UHC HMO UHC HMO $37.10 ↑ +386%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $37.14 ↑ +387%
KAISER MCR ADV KAISER MCR ADV $37.14 ↑ +387%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $37.14 ↑ +387%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $37.84 ↑ +396%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $39.99 ↑ +424%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $40.08 ↑ +425%
BC MCAL BC MCAL $41.14 ↑ +439%
MEDI-CAL MEDI-CAL $41.14 ↑ +439%
KAISER MCAL KAISER MCAL $41.14 ↑ +439%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $41.14 ↑ +439%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $42.09 ↑ +452%
HP MCAL PRO FEE HP MCAL PRO FEE $45.25 ↑ +493%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $47.54 ↑ +523%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $49.37 ↑ +547%
HEALTHNET MCAL HEALTHNET MCAL $49.37 ↑ +547%
AETNA - ALL PLANS AETNA - ALL PLANS $117.82 ↑ +1444%

Visitor-reported prices

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Contrast x-ray of wrist at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $1,405.60 $476.00 – $476.00
St. John's Camarillo Hospital Camarillo $465.16 $89.27 – $1,782.69
Antioch Medical Center ANTIOCH $1,405.60 $476.00 – $476.00
Redwood City Medical Center Redwood City $1,405.60 $476.00 – $476.00
Santa Clara Medical Center SANTA CLARA $1,405.60 $476.00 – $476.00
Baldwin Park Medical Center BALDWIN PARK $1,435.20 $324.00 – $324.00
Riverside Medical Center RIVERSIDE $1,435.20 $324.00 – $324.00
Fremont Medical Center FREMONT $1,405.60 $476.00 – $476.00

All California hospitals for this procedure →