Arthrd ant ntrbd min dsc thc at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$396.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,668.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$105.00 with MEDI-CAL vs $3,255.62 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $105.00 ↓ -74%
BC MCAL BC MCAL $105.00 ↓ -74%
KAISER MCAL KAISER MCAL $105.00 ↓ -74%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $105.00 ↓ -74%
HP MCAL PRO FEE HP MCAL PRO FEE $115.50 ↓ -71%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $126.00 ↓ -68%
HEALTHNET MCAL HEALTHNET MCAL $126.00 ↓ -68%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $1,544.64 ↑ +289%
UHC MCR ADV UHC MCR ADV $1,544.64 ↑ +289%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $1,544.64 ↑ +289%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $1,544.64 ↑ +289%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $1,544.64 ↑ +289%
HEALTHNET MCARE HEALTHNET MCARE $1,544.64 ↑ +289%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $1,544.64 ↑ +289%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $1,544.64 ↑ +289%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $1,621.87 ↑ +309%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $1,699.10 ↑ +328%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $1,853.57 ↑ +367%
CIGNA- ALL PLANS CIGNA- ALL PLANS $1,879.65 ↑ +374%
AETNA - ALL PLANS AETNA - ALL PLANS $1,911.01 ↑ +382%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $2,008.03 ↑ +406%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $2,008.03 ↑ +406%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $2,008.03 ↑ +406%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $2,085.26 ↑ +426%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $2,085.26 ↑ +426%
KAISER MCR ADV KAISER MCR ADV $2,085.26 ↑ +426%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $2,208.84 ↑ +457%
UHC HMO UHC HMO $2,234.72 ↑ +463%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $2,234.72 ↑ +463%
UHC JLL UHC JLL $2,234.72 ↑ +463%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $2,250.54 ↑ +467%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $2,408.87 ↑ +507%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $2,545.65 ↑ +542%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $3,255.62 ↑ +721%

Visitor-reported prices

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Arthrd ant ntrbd min dsc thc at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $1,076.92 $48.18 – $3,255.62
HANFORD COMMUNITY HOSPITAL Selma $1,076.92 $256.89 – $22,551.40
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $850.20 $100.00 – $22,551.40
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $3,740.88 $256.89 – $2,545.65
WILLITS HOSPITAL INC Willits $1,700.40 $256.89 – $3,378.96
SONORA COMMUNITY HOSPITAL Sonora $963.56 $256.89 – $3,378.96
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $1,530.36 $105.00 – $3,316.40
ADVENTIST HEALTH TULARE Tulare $1,076.92 $256.89 – $2,920.30

All California hospitals for this procedure →