Arthrd ant ntrbd min dsc lum at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$359.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,130.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$75.00 with MEDI-CAL vs $2,966.13 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $75.00 ↓ -79%
BC MCAL BC MCAL $75.00 ↓ -79%
KAISER MCAL KAISER MCAL $75.00 ↓ -79%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $75.00 ↓ -79%
HP MCAL PRO FEE HP MCAL PRO FEE $82.50 ↓ -77%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $90.00 ↓ -75%
HEALTHNET MCAL HEALTHNET MCAL $90.00 ↓ -75%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $1,378.65 ↑ +284%
UHC MCR ADV UHC MCR ADV $1,378.65 ↑ +284%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $1,378.65 ↑ +284%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $1,378.65 ↑ +284%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $1,378.65 ↑ +284%
HEALTHNET MCARE HEALTHNET MCARE $1,378.65 ↑ +284%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $1,378.65 ↑ +284%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $1,378.65 ↑ +284%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $1,447.58 ↑ +303%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $1,516.52 ↑ +322%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $1,654.38 ↑ +361%
CIGNA- ALL PLANS CIGNA- ALL PLANS $1,738.76 ↑ +384%
AETNA - ALL PLANS AETNA - ALL PLANS $1,772.88 ↑ +394%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $1,792.25 ↑ +399%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $1,792.25 ↑ +399%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $1,792.25 ↑ +399%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $1,861.18 ↑ +418%
KAISER MCR ADV KAISER MCR ADV $1,861.18 ↑ +418%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $1,861.18 ↑ +418%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $1,971.47 ↑ +449%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $2,008.69 ↑ +459%
UHC HMO UHC HMO $2,058.93 ↑ +473%
UHC JLL UHC JLL $2,058.93 ↑ +473%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $2,058.93 ↑ +473%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $2,206.90 ↑ +515%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $2,332.21 ↑ +549%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $2,966.13 ↑ +726%

Visitor-reported prices

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Arthrd ant ntrbd min dsc lum at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $974.70 $44.39 – $2,966.13
ST HELENA HOSPITAL Vallejo $843.00 $242.00 – $3,386.88
HANFORD COMMUNITY HOSPITAL Selma $974.70 $75.00 – $34,898.90
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $769.50 $698.00 – $34,898.90
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $3,385.80 $100.00 – $2,332.21
WILLITS HOSPITAL INC Willits $1,539.00 $75.00 – $3,078.50
SONORA COMMUNITY HOSPITAL Sonora $872.10 $70.00 – $3,078.50
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $1,385.10 $75.00 – $3,021.50

All California hospitals for this procedure →