Art byp grft aorcel/aormesen at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$430.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,143.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.00 with MEDI-CAL vs $3,779.45 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $65.00 ↓ -85%
BC MCAL BC MCAL $65.00 ↓ -85%
KAISER MCAL KAISER MCAL $65.00 ↓ -85%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $65.00 ↓ -85%
HP MCAL PRO FEE HP MCAL PRO FEE $71.50 ↓ -83%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $78.00 ↓ -82%
HEALTHNET MCAL HEALTHNET MCAL $78.00 ↓ -82%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $1,656.84 ↑ +285%
UHC MCR ADV UHC MCR ADV $1,656.84 ↑ +285%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $1,656.84 ↑ +285%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $1,656.84 ↑ +285%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $1,656.84 ↑ +285%
HEALTHNET MCARE HEALTHNET MCARE $1,656.84 ↑ +285%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $1,656.84 ↑ +285%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $1,656.84 ↑ +285%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $1,739.68 ↑ +305%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $1,822.52 ↑ +324%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $1,988.21 ↑ +362%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $2,153.89 ↑ +401%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $2,153.89 ↑ +401%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $2,153.89 ↑ +401%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $2,236.73 ↑ +420%
KAISER MCR ADV KAISER MCR ADV $2,236.73 ↑ +420%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $2,236.73 ↑ +420%
CIGNA- ALL PLANS CIGNA- ALL PLANS $2,282.33 ↑ +431%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $2,369.28 ↑ +451%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $2,414.02 ↑ +461%
AETNA - ALL PLANS AETNA - ALL PLANS $2,489.34 ↑ +479%
UHC HMO UHC HMO $2,627.11 ↑ +511%
UHC JLL UHC JLL $2,627.11 ↑ +511%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $2,627.11 ↑ +511%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $3,169.75 ↑ +637%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $3,349.72 ↑ +679%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $3,779.45 ↑ +779%

Visitor-reported prices

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Art byp grft aorcel/aormesen at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $1,167.17 $56.64 – $3,779.45
HANFORD COMMUNITY HOSPITAL Selma $1,167.17 $30.00 – $3,779.45
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $921.45 $246.09 – $3,854.94
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $4,054.38 $246.09 – $3,349.72
WILLITS HOSPITAL INC Willits $1,842.90 $1,230.82 – $4,153.79
SONORA COMMUNITY HOSPITAL Sonora $1,044.31 $30.00 – $4,153.79
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $1,658.61 $65.00 – $3,854.94
ADVENTIST HEALTH TULARE Tulare $1,167.17 $35.00 – $3,589.96

All California hospitals for this procedure →