Annual Physical, Established Patient (age 18-39) at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$18.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$265.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.34 with MEDCORE(OMNI IPA) OP ONLY- ALL PLANS vs $304.00 with BRIGHT HEALTH - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $54.34 ↑ +193%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $67.72 ↑ +265%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $70.22 ↑ +279%
UHC JLL UHC JLL $82.41 ↑ +344%
AETNA - ALL PLANS AETNA - ALL PLANS $85.15 ↑ +359%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $85.69 ↑ +362%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $86.76 ↑ +368%
UHC HMO UHC HMO $86.76 ↑ +368%
CIGNA- ALL PLANS CIGNA- ALL PLANS $101.69 ↑ +448%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $102.64 ↑ +453%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $104.50 ↑ +463%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $134.47 ↑ +625%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $146.30 ↑ +689%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $149.41 ↑ +705%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $152.00 ↑ +719%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $152.00 ↑ +719%
HEALTHNET MCARE HEALTHNET MCARE $152.00 ↑ +719%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $152.00 ↑ +719%
UHC MCR ADV UHC MCR ADV $152.00 ↑ +719%
KAISER MCR ADV KAISER MCR ADV $152.00 ↑ +719%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $152.00 ↑ +719%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $152.00 ↑ +719%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $155.04 ↑ +736%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $167.20 ↑ +801%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $167.20 ↑ +801%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $171.38 ↑ +824%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $182.40 ↑ +883%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $188.10 ↑ +914%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $188.10 ↑ +914%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $198.55 ↑ +970%
BC MCAL BC MCAL $209.00 ↑ +1027%
MEDI-CAL MEDI-CAL $209.00 ↑ +1027%
KAISER MCAL KAISER MCAL $209.00 ↑ +1027%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $209.00 ↑ +1027%
HP MCAL PRO FEE HP MCAL PRO FEE $229.90 ↑ +1139%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $250.80 ↑ +1252%
HEALTHNET MCAL HEALTHNET MCAL $250.80 ↑ +1252%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $304.00 ↑ +1539%

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Annual Physical, Established Patient (age 18-39) at other California hospitals

Hospital City Cash price Negotiated range
Healdsburg Hospital Healdsburg $165.75 not published
Redwood Memorial Hospital Fortuna $137.19 not published
Mercy Medical Center Merced Merced $217.85 $102.90 – $418.77
St. Mary Medical Center Long Beach $153.51 $89.25 – $514.50
Glendale Memorial Hospital Health Center Glendale $67.16 $51.50 – $435.27
REEDLEY COMMUNITY HOSPITAL Reedley $43.51 $2.55 – $675.81
ST HELENA HOSPITAL Vallejo $37.95 $253.00 – $253.00
HANFORD COMMUNITY HOSPITAL Selma $39.71 $93.29 – $351.12

All California hospitals for this procedure →