5% dextrose and 0.45% saline at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$19.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$277.12

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.88 with BLUE CROSS EXCHANGE vs $396.01 with HEALTHNET MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $0.88 ↓ -95%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $0.97 ↓ -95%
AETNA - ALL PLANS AETNA - ALL PLANS $23.40 ↑ +21%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $72.05 ↑ +271%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $89.79 ↑ +363%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $93.11 ↑ +380%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $94.22 ↑ +386%
UHC JLL UHC JLL $109.27 ↑ +463%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $113.62 ↑ +486%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $115.03 ↑ +493%
UHC HMO UHC HMO $115.03 ↑ +493%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $124.70 ↑ +543%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $136.09 ↑ +601%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $221.70 ↑ +1043%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $227.24 ↑ +1071%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $249.41 ↑ +1186%
CIGNA- ALL PLANS CIGNA- ALL PLANS $249.41 ↑ +1186%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $249.41 ↑ +1186%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $263.27 ↑ +1257%
MEDI-CAL MEDI-CAL $277.12 ↑ +1328%
KAISER MCAL KAISER MCAL $277.12 ↑ +1328%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $310.38 ↑ +1500%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $346.40 ↑ +1686%
HEALTHNET MCAL HEALTHNET MCAL $396.01 ↑ +1941%

Visitor-reported prices

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5% dextrose and 0.45% saline at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $20.49 $5.06 – $140.16
ST HELENA HOSPITAL Vallejo $14.43 $3.47 – $96.19
HANFORD COMMUNITY HOSPITAL Selma $20.28 $5.22 – $179.32
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $29.95 $5.18 – $543.06
SIERRA VISTA HOSPITAL, INC. San Luis Obispo $82.44 $916.00 – $1,190.80
ADVENTIST HEALTH DELANO Delano $13.93 $59.20 – $89.84
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $51.70 $1.71 – $234.99
ADVENTIST HEALTH CLEARLAKE HOSPITAL Clearlake $47.94 $3.34 – $219.71

All California hospitals for this procedure →