Consultation pathology during surgery frozen section first tissue block at Healdsburg Hospital

1375 University Ave, Healdsburg, CA · Providence · · NPI 1295342012

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$300.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$589.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$74.30 with Blue Cross vs $229.55 with Sutter Health Plus — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Anthem Ind1, Inca, Ncx3 All Commercial Plans $74.30 ↓ -75%
Aetna All Commercial Plans $97.51 ↓ -68%
Sutter Health Plus All Commercial Plans $229.55 ↓ -24%

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $143.23 $88.29 – $394.70
Petaluma Valley Hospital Petaluma $548.25 $129.97 – $287.00
Arroyo Grande Hospital Santa Maria $13.10 $15.30 – $106.99
Mark Twain Medical Center San Andreas $93.24 $11.12 – $42.96
French Hospital San Luis Obispo $12.00 $8.26 – $125.77
Mercy Hospitals – Bakersfield Bakersfield $113.53 $29.21 – $119.32
Bakersfield Memorial Hospital Bakersfield $112.31 $29.21 – $119.32
Queen of The Valley Medical Center Napa $364.14 $164.25 – $287.00

All California hospitals for this procedure →