Abdominal CT scan (with and without contrast) at Healdsburg Hospital

1375 University Ave, Healdsburg, CA · Providence · · NPI 1295342012

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$1,945.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,815.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$236.33 with Sutter Health Plus vs $1,120.84 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sutter Health Plus All Commercial Plans $236.33 ↓ -88%
Aetna All Commercial Plans $1,050.23 ↓ -46%
Blue Cross Anthem Ind1, Inca, Ncx3 All Commercial Plans $1,120.84 ↓ -42%

Visitor-reported prices

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Abdominal CT scan (with and without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,410.80 $226.19 – $2,512.38
Banner Lassen Medical Center Susanville $2,266.90 $35.60 – $3,864.48
Petaluma Valley Hospital Petaluma $6,557.07 $236.37 – $1,960.59
Arroyo Grande Hospital Santa Maria $2,657.88 $226.19 – $5,049.94
Mark Twain Medical Center San Andreas $9,055.61 $340.87 – $2,890.02
French Hospital San Luis Obispo $2,141.89 $226.19 – $1,768.00
Mercy Hospitals – Bakersfield Bakersfield $2,402.60 $226.19 – $5,180.80
Bakersfield Memorial Hospital Bakersfield $2,376.70 $226.19 – $5,116.04

All California hospitals for this procedure →