Laparo cholecystectomy/graph at St Jude Medical Center

101 E Valencia Mesa Dr, Fullerton, CA · Providence · · NPI 1194926279

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$3,858.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$8,038.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,609.22 with Providence vs $22,145.00 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $6,609.22 ↑ +71%
Aetna Medicare Managed Care Plan $7,775.56 ↑ +102%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $8,146.28 ↑ +111%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $9,175.04 ↑ +138%
Unitedhealthcare Select/Navigate Hmo $11,403.00 ↑ +196%
Unitedhealthcare All Commercial Plans $12,301.00 ↑ +219%
Blue Shield Epn Exchange $12,502.00 ↑ +224%
Aetna Gatekeeper Hmo $13,043.00 ↑ +238%
Healthnet Ambetter Hmo $14,384.78 ↑ +273%
Blue Shield Tandem Ppo $15,457.00 ↑ +301%
Healthnet Hmo/Pos/Ppo $16,652.00 ↑ +332%
Blue Shield Hmo/Ppo $17,186.00 ↑ +345%
Blue Cross Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans $18,454.00 ↑ +378%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $22,145.00 ↑ +474%

Visitor-reported prices

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Laparo cholecystectomy/graph at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $10,610.55 $5,734.00 – $15,313.00
Mark Twain Medical Center San Andreas $1,246.76 $484.29 – $1,834.56
Queen of The Valley Medical Center Napa $11,485.20 $8,583.81 – $27,307.00
Providence St Joseph Hospital Eureka Eureka $10,257.12 $7,775.56 – $27,307.00
Healdsburg Hospital Healdsburg $5,316.24 $6,970.59 – $8,145.41
Redwood Memorial Hospital Fortuna $6,645.81 $13,544.00 – $51,997.00
Santa Rosa Memorial Hospital Santa Rosa $11,357.19 $6,682.00 – $15,575.00
Providence Mission Hospital - Mission Viejo Mission Viejo $3,360.48 $6,609.22 – $15,436.00

All California hospitals for this procedure →