Cdna analysis for variants at St Jude Medical Center

101 E Valencia Mesa Dr, Fullerton, CA · Providence · · NPI 1194926279

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$76.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$160.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$157.42 with Providence vs $4,957.56 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $157.42 ↑ +105%
Aetna Medicare Managed Care Plan $185.20 ↑ +141%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $295.82 ↑ +285%
Healthnet Ambetter Hmo $342.62 ↑ +346%
Unitedhealthcare All Commercial Plans $370.40 ↑ +382%
Unitedhealthcare Select/Navigate Hmo $370.40 ↑ +382%
Aetna Gatekeeper Hmo $411.29 ↑ +436%
Blue Cross Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans $1,850.88 ↑ +2310%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $2,221.05 ↑ +2792%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $4,957.56 ↑ +6355%

Visitor-reported prices

visitor-reported
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Cdna analysis for variants at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $99.43 $61.29 – $491.39
Banner Lassen Medical Center Susanville $318.09 $37.04 – $549.99
Petaluma Valley Hospital Petaluma $484.50 $181.50 – $1,169.65
Arroyo Grande Hospital Santa Maria $586.79 $72.77 – $477.19
Mark Twain Medical Center San Andreas $113.22 $92.03 – $170.00
French Hospital San Luis Obispo $537.44 $39.30 – $560.97
Mercy Hospitals – Bakersfield Bakersfield $166.95 $153.63 – $532.20
Bakersfield Memorial Hospital Bakersfield $165.15 $153.63 – $532.20

All California hospitals for this procedure →