Aquatic exercise - group charge at St Jude Medical Center

101 E Valencia Mesa Dr, Fullerton, CA · Providence · · NPI 1194926279

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$135.36

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$282.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.56 with Providence vs $36.04 with Healthnet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $16.56 ↓ -88%
Aetna Medicare Managed Care Plan $19.48 ↓ -86%
Healthnet Ambetter Hmo $36.04 ↓ -73%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Aquatic exercise - group charge at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $467.79 $1.08 – $274.00
Petaluma Valley Hospital Petaluma $215.22 $18.55 – $18.93
Queen of The Valley Medical Center Napa $105.06 $18.93 – $18.93
Providence St Joseph Hospital Eureka Eureka $240.72 $18.93 – $18.93
Santa Rosa Memorial Hospital Santa Rosa $150.45 $18.55 – $18.93
Providence Mission Hospital - Mission Viejo Mission Viejo $91.68 $16.56 – $36.04
Providence Cedars-Sinai Tarzana Medical Center Tarzana $123.20 $19.27 – $36.04
Providence Saint Joseph Medical Center Burbank $104.65 $19.48 – $37.27

All California hospitals for this procedure →