Encephalitis, st louis igg/igm at Redwood Memorial Hospital

3300 Renner Dr, Fortuna, CA · Providence · · NPI 1043292303

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$43.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$85.81

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$154.65 with Blue Cross vs $185.58 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Anthem Non-Mcs (Ind1, Ncx3) All Commercial Plans $154.65 ↑ +253%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $185.58 ↑ +324%

Visitor-reported prices

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Encephalitis, st louis igg/igm at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $8.92 $2.64 – $19.34
Petaluma Valley Hospital Petaluma $43.76 $12.93 – $107.66
Arroyo Grande Hospital Santa Maria $7.43 $8.67 – $33.97
French Hospital San Luis Obispo $6.80 $4.69 – $39.94
Mercy Hospitals – Bakersfield Bakersfield $6.44 $8.24 – $37.89
Bakersfield Memorial Hospital Bakersfield $6.37 $8.24 – $37.89
Queen of The Valley Medical Center Napa $43.76 $13.19 – $136.06
Providence St Joseph Hospital Eureka Eureka $43.76 $13.19 – $154.29

All California hospitals for this procedure →