Ip/obs cnsltj new/est low 45 at ADVENTIST HEALTH MENDOCINO COAST

700 River Dr, Fort Bragg, CA · Adventisthealth · · NPI 1538113725

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$193.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$293.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.67 with BLUE CROSS - ALL OTHER PLANS vs $301.60 with PARTNERSHIP HP MCAL-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - ALL OTHER PLANS BLUE CROSS - ALL OTHER PLANS $20.67 ↓ -89%
BLUE SHIELD EPN BLUE SHIELD EPN $78.62 ↓ -59%
CIGNA - ALL PLANS CIGNA - ALL PLANS $104.00 ↓ -46%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $108.16 ↓ -44%
GREAT WEST HMO/POS/EPO/OA GREAT WEST HMO/POS/EPO/OA $135.20 ↓ -30%
HEALTHNET - ALL PLANS HEALTHNET - ALL PLANS $135.41 ↓ -30%
BLUE SHIELD - ALL OTHER PLANS BLUE SHIELD - ALL OTHER PLANS $139.72 ↓ -28%
MULTIPLAN - ALL PLANS MULTIPLAN - ALL PLANS $145.60 ↓ -25%
GREAT WEST PPO - ALL OTHER PLANS GREAT WEST PPO - ALL OTHER PLANS $145.60 ↓ -25%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $152.59 ↓ -21%
UHC JLL CSP UHC JLL CSP $152.59 ↓ -21%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $159.02 ↓ -18%
AHCC - ALL PLANS AHCC - ALL PLANS $187.20 ↓ -3%
BEECH STREET - ALL PLANS BEECH STREET - ALL PLANS $187.20 ↓ -3%
MEDI-CAL MEDI-CAL $208.00 ↑ +8%
TRICARE BLUE SHIELD TRICARE BLUE SHIELD $278.92 ↑ +44%
PARTNERSHIP HP MCAL-ALL PLANS PARTNERSHIP HP MCAL-ALL PLANS $301.60 ↑ +56%

Visitor-reported prices

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Ip/obs cnsltj new/est low 45 at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $81.26 $31.57 – $119.56
Healdsburg Hospital Healdsburg $99.96 not published
REEDLEY COMMUNITY HOSPITAL Reedley $55.67 $3.29 – $675.81
ST HELENA HOSPITAL Vallejo $55.65 $141.17 – $371.00
HANFORD COMMUNITY HOSPITAL Selma $39.52 $130.68 – $349.44
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $37.20 $102.08 – $278.72
WILLITS HOSPITAL INC Willits $87.90 $115.27 – $407.41
RIDEOUT MEMORIAL HOSPITAL Marysville $59.18 $3.62 – $497.65

All California hospitals for this procedure →