Arthro, loose body + chondro at ADVENTIST HEALTH MENDOCINO COAST

700 River Dr, Fort Bragg, CA · Adventisthealth · · NPI 1538113725

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$133.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$203.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.58 with UHC MCR ADV vs $294.35 with PARTNERSHIP HP MCAL-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UHC MCR ADV UHC MCR ADV $70.58 ↓ -47%
TRICARE BLUE SHIELD TRICARE BLUE SHIELD $70.58 ↓ -47%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $77.64 ↓ -42%
BLUE CROSS - ALL OTHER PLANS BLUE CROSS - ALL OTHER PLANS $87.60 ↓ -35%
CIGNA - ALL PLANS CIGNA - ALL PLANS $101.50 ↓ -24%
HEALTHNET - ALL PLANS HEALTHNET - ALL PLANS $102.84 ↓ -23%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $115.95 ↓ -13%
UHC JLL CSP UHC JLL CSP $115.95 ↓ -13%
BLUE SHIELD EPN BLUE SHIELD EPN $129.35 ↓ -3%
BLUE SHIELD - ALL OTHER PLANS BLUE SHIELD - ALL OTHER PLANS $136.70 ↑ +2%
MEDI-CAL MEDI-CAL $203.00 ↑ +52%
BEECH STREET - ALL PLANS BEECH STREET - ALL PLANS $203.00 ↑ +52%
MULTIPLAN - ALL PLANS MULTIPLAN - ALL PLANS $203.00 ↑ +52%
AHCC - ALL PLANS AHCC - ALL PLANS $203.00 ↑ +52%
GREAT WEST HMO/POS/EPO/OA GREAT WEST HMO/POS/EPO/OA $203.00 ↑ +52%
GREAT WEST PPO - ALL OTHER PLANS GREAT WEST PPO - ALL OTHER PLANS $203.00 ↑ +52%
PARTNERSHIP HP MCAL-ALL PLANS PARTNERSHIP HP MCAL-ALL PLANS $294.35 ↑ +120%

Visitor-reported prices

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Arthro, loose body + chondro at other California hospitals

Hospital City Cash price Negotiated range
Redwood City Medical Center Redwood City $224.00 not published
Santa Clara Medical Center SANTA CLARA $224.00 not published
Sacramento Medical Center SACRAMENTO $224.00 not published
Oakland Medical Center Oakland $224.00 not published
Walnut Creek Medical Center WALNUT CREEK $224.00 not published
Healdsburg Hospital Healdsburg $111.18 not published
REEDLEY COMMUNITY HOSPITAL Reedley $38.57 $1.67 – $406.00
San Leandro Medical Center SAN LEANDRO $224.00 not published

All California hospitals for this procedure →