Annual Physical, Established Patient (age 40-64) at ADVENTIST HEALTH MENDOCINO COAST

700 River Dr, Fort Bragg, CA · Adventisthealth · · NPI 1538113725

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$171.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$260.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.67 with BLUE CROSS - ALL OTHER PLANS vs $377.00 with PARTNERSHIP HP MCAL-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - ALL OTHER PLANS BLUE CROSS - ALL OTHER PLANS $20.67 ↓ -88%
BLUE SHIELD EPN BLUE SHIELD EPN $97.15 ↓ -43%
UHC JLL CSP UHC JLL CSP $128.95 ↓ -25%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $128.95 ↓ -25%
CIGNA - ALL PLANS CIGNA - ALL PLANS $130.00 ↓ -24%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $133.64 ↓ -22%
GREAT WEST HMO/POS/EPO/OA GREAT WEST HMO/POS/EPO/OA $167.05 ↓ -3%
HEALTHNET - ALL PLANS HEALTHNET - ALL PLANS $167.31 ↓ -3%
MULTIPLAN - ALL PLANS MULTIPLAN - ALL PLANS $179.90 ↑ +5%
GREAT WEST PPO - ALL OTHER PLANS GREAT WEST PPO - ALL OTHER PLANS $179.90 ↑ +5%
BLUE SHIELD - ALL OTHER PLANS BLUE SHIELD - ALL OTHER PLANS $187.24 ↑ +9%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $196.48 ↑ +14%
BEECH STREET - ALL PLANS BEECH STREET - ALL PLANS $231.30 ↑ +35%
AHCC - ALL PLANS AHCC - ALL PLANS $231.30 ↑ +35%
MEDI-CAL MEDI-CAL $257.00 ↑ +50%
TRICARE BLUE SHIELD TRICARE BLUE SHIELD $278.92 ↑ +63%
PARTNERSHIP HP MCAL-ALL PLANS PARTNERSHIP HP MCAL-ALL PLANS $377.00 ↑ +120%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Annual Physical, Established Patient (age 40-64) at other California hospitals

Hospital City Cash price Negotiated range
Healdsburg Hospital Healdsburg $160.14 not published
Redwood Memorial Hospital Fortuna $137.19 not published
Mercy Medical Center Merced Merced $217.85 $109.90 – $418.77
St. Mary Medical Center Long Beach $144.91 $84.25 – $549.50
Glendale Memorial Hospital Health Center Glendale $78.24 $60.00 – $464.88
REEDLEY COMMUNITY HOSPITAL Reedley $49.40 $2.78 – $675.81
ST HELENA HOSPITAL Vallejo $44.85 $119.37 – $209.45
HANFORD COMMUNITY HOSPITAL Selma $49.40 $105.01 – $436.80

All California hospitals for this procedure →