X-ray exam of sinuses at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$430.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,107.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.73 with Hill Physicians vs $907.74 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $26.73 ↓ -94%
United Medicaid|> 21 $31.01 ↓ -93%
United Medicaid|< 21 $31.01 ↓ -93%
Hill Physicians Medicaid|All Plans $34.11 ↓ -92%
Hill Physicians Medicare|All Plans $34.80 ↓ -92%
Molina Medicaid|All Plans $58.30 ↓ -86%
BCBS - Anthem Medicaid|All Plans $58.92 ↓ -86%
Aetna Commercial|PPO $70.39 ↓ -84%
Aetna Commercial|HMO $70.39 ↓ -84%
Aetna Commercial|All Other Plans $70.39 ↓ -84%
Health Net Medicaid|All Plans $73.18 ↓ -83%
California Health & Wellness Medicaid|All Plans $73.18 ↓ -83%
BCBS - Anthem Medicare|All Other Plans $109.11 ↓ -75%
United Medicare|All Plans $115.71 ↓ -73%
Humana Commercial|All Plans $115.71 ↓ -73%
Aetna Medicare|All Plans $115.71 ↓ -73%
Kaiser Medicare|All Plans $115.71 ↓ -73%
Blue Shield CA Medicare|PPO $115.71 ↓ -73%
Blue Shield CA Medicare|HMO $115.71 ↓ -73%
BCBS - Anthem Medicare|Imperial $119.18 ↓ -72%
WCMG Commercial|All Plans $121.77 ↓ -72%
Partnership Health Plan Medicaid|All Plans $133.35 ↓ -69%
United Commercial|Non-Options PPO $182.03 ↓ -58%
United Commercial|All Other Plans $182.03 ↓ -58%
United Commercial|HMO $182.03 ↓ -58%
BCBS - Anthem Commercial|Connection EPO $230.91 ↓ -46%
BCBS - Anthem Commercial|All Other Plans $288.77 ↓ -33%
Cigna Commercial|LocalPlus $326.83 ↓ -24%
Western Health Advantage Commercial|All Plans $387.45 ↓ -10%
BCBS - Anthem Commercial|MCS $404.23 ↓ -6%
Cigna Commercial|All Other Plans $435.81 ↑ +1%
Kaiser Medicaid|All Plans $453.87 ↑ +5%
Healthsmart Commercial|All Plans $830.25 ↑ +93%
First Health Commercial|All Plans $830.25 ↑ +93%
Kaiser Commercial|All Plans $874.53 ↑ +103%
Sutter Health Commercial|All Plans $885.60 ↑ +106%
MultiPlan Commercial|All Plans $907.74 ↑ +111%

Visitor-reported prices

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X-ray exam of sinuses at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $257.04 $118.00 – $118.00
St. John's Camarillo Hospital Camarillo $381.94 $46.91 – $680.16
Antioch Medical Center ANTIOCH $257.04 $118.00 – $118.00
Redwood City Medical Center Redwood City $257.04 $118.00 – $118.00
Santa Clara Medical Center SANTA CLARA $257.04 $118.00 – $118.00
Baldwin Park Medical Center BALDWIN PARK $254.80 $81.00 – $81.00
Riverside Medical Center RIVERSIDE $254.80 $81.00 – $81.00
Fremont Medical Center FREMONT $257.04 $118.00 – $118.00

All California hospitals for this procedure →