Warde immunofixation electrophoresis urine at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$27.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$70.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.84 with WCMG vs $86.68 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $1.84 ↓ -93%
Western Health Advantage Commercial|All Plans $5.84 ↓ -79%
Kaiser Medicaid|All Plans $6.84 ↓ -75%
Blue Shield CA Commercial|ACO Trio $9.17 ↓ -66%
Blue Shield CA Commercial|ACO Trio CalPers $11.83 ↓ -57%
Blue Shield CA Commercial|Exchange $12.00 ↓ -56%
First Health Commercial|All Plans $12.50 ↓ -54%
Healthsmart Commercial|All Plans $12.50 ↓ -54%
Kaiser Commercial|All Plans $13.17 ↓ -52%
BCBS - Anthem Commercial|Connection EPO $13.33 ↓ -51%
Sutter Health Commercial|All Plans $13.33 ↓ -51%
MultiPlan Commercial|All Plans $13.67 ↓ -50%
Blue Shield CA Commercial|PPO Tandem $14.50 ↓ -47%
Blue Shield CA Commercial|HMO $15.00 ↓ -45%
Blue Shield CA Commercial|All Other Plans $15.00 ↓ -45%
Blue Shield CA Commercial|CalPers $15.33 ↓ -44%
BCBS - Anthem Medicare|All Other Plans $15.72 ↓ -42%
Blue Shield CA Medicare|HMO $16.66 ↓ -39%
Blue Shield CA Medicare|PPO $16.66 ↓ -39%
Partnership Health Plan Medicaid|All Plans $16.66 ↓ -39%
California Health & Wellness Medicaid|All Plans $16.66 ↓ -39%
Hill Physicians Commercial|All Plans $16.66 ↓ -39%
Hill Physicians Medicaid|All Plans $16.66 ↓ -39%
Hill Physicians Medicare|All Plans $16.66 ↓ -39%
BCBS - Anthem Medicaid|All Plans $16.66 ↓ -39%
Aetna Commercial|All Other Plans $16.66 ↓ -39%
Aetna Commercial|PPO $16.66 ↓ -39%
Aetna Medicare|All Plans $16.66 ↓ -39%
Aetna Commercial|HMO $16.66 ↓ -39%
Molina Medicaid|All Plans $16.66 ↓ -39%
United Commercial|All Other Plans $16.66 ↓ -39%
United Medicare|All Plans $16.66 ↓ -39%
United Commercial|HMO $16.66 ↓ -39%
United Commercial|Non-Options PPO $16.66 ↓ -39%
United Medicaid|< 21 $16.66 ↓ -39%
United Medicaid|> 21 $16.66 ↓ -39%
Health Net Medicaid|All Plans $16.66 ↓ -39%
Kaiser Medicare|All Plans $16.66 ↓ -39%
BCBS - Anthem Commercial|All Other Plans $16.66 ↓ -39%
Humana Commercial|All Plans $16.66 ↓ -39%
BCBS - Anthem Commercial|MCS $16.66 ↓ -39%
BCBS - Anthem Medicare|Imperial $17.16 ↓ -37%
Cigna Commercial|LocalPlus $65.01 ↑ +139%
Cigna Commercial|All Other Plans $86.68 ↑ +218%

Visitor-reported prices

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Warde immunofixation electrophoresis urine at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $8.76 $4.51 – $77.88
Banner Lassen Medical Center Susanville $56.69 $5.87 – $43.05
Petaluma Valley Hospital Petaluma $181.25 $28.76 – $113.60
Arroyo Grande Hospital Santa Maria $29.96 $8.34 – $75.63
Mark Twain Medical Center San Andreas $48.88 $4.32 – $16.68
French Hospital San Luis Obispo $27.44 $4.51 – $88.91
Mercy Hospitals – Bakersfield Bakersfield $25.97 $8.34 – $84.35
Bakersfield Memorial Hospital Bakersfield $25.69 $8.34 – $84.35

All California hospitals for this procedure →