Warde fluorescent antibody screen endomysial iga at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.87 with WCMG vs $17.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $1.87 ↓ -72%
Western Health Advantage Commercial|All Plans $5.95 ↓ -10%
Kaiser Medicaid|All Plans $6.97 ↑ +5%
Blue Shield CA Commercial|ACO Trio $9.35 ↑ +41%
Blue Shield CA Commercial|ACO Trio CalPers $12.07 ↑ +82%
Blue Shield CA Commercial|Exchange $12.24 ↑ +85%
Healthsmart Commercial|All Plans $12.75 ↑ +93%
First Health Commercial|All Plans $12.75 ↑ +93%
Kaiser Commercial|All Plans $13.43 ↑ +103%
Sutter Health Commercial|All Plans $13.60 ↑ +105%
MultiPlan Commercial|All Plans $13.94 ↑ +111%
Blue Shield CA Commercial|PPO Tandem $14.79 ↑ +123%
Blue Shield CA Commercial|HMO $15.30 ↑ +131%
Blue Shield CA Commercial|All Other Plans $15.30 ↑ +131%
Blue Shield CA Commercial|CalPers $15.64 ↑ +136%
United Commercial|Non-Options PPO $17.00 ↑ +157%

Visitor-reported prices

visitor-reported
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Warde fluorescent antibody screen endomysial iga at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $16.15 $4.59 – $13.26
Banner Lassen Medical Center Susanville $7.01 $2.42 – $19.95
Petaluma Valley Hospital Petaluma $5.10 $11.85 – $26.60
Arroyo Grande Hospital Santa Maria $43.86 $8.50 – $16.66
Mark Twain Medical Center San Andreas $24.55 $4.40 – $16.66
French Hospital San Luis Obispo $40.17 $4.59 – $16.66
Mercy Hospitals – Bakersfield Bakersfield $13.68 $8.50 – $13.60
Bakersfield Memorial Hospital Bakersfield $13.53 $8.50 – $16.83

All California hospitals for this procedure →