Urine pregnancy test at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$97.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$251.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.80 with Partnership Health Plan vs $230.92 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|All Plans $2.80 ↓ -97%
United Medicaid|> 21 $4.02 ↓ -96%
United Medicaid|< 21 $4.02 ↓ -96%
Hill Physicians Medicaid|All Plans $4.42 ↓ -95%
Molina Medicaid|All Plans $7.56 ↓ -92%
BCBS - Anthem Medicare|All Other Plans $8.12 ↓ -92%
Kaiser Medicare|All Plans $8.61 ↓ -91%
Hill Physicians Medicare|All Plans $8.61 ↓ -91%
Hill Physicians Commercial|All Plans $8.61 ↓ -91%
Aetna Medicare|All Plans $8.61 ↓ -91%
Blue Shield CA Medicare|PPO $8.61 ↓ -91%
United Medicare|All Plans $8.61 ↓ -91%
Blue Shield CA Medicare|HMO $8.61 ↓ -91%
Humana Commercial|All Plans $8.61 ↓ -91%
BCBS - Anthem Medicare|Imperial $8.87 ↓ -91%
Health Net Medicaid|All Plans $9.49 ↓ -90%
California Health & Wellness Medicaid|All Plans $9.49 ↓ -90%
BCBS - Anthem Medicaid|All Plans $9.77 ↓ -90%
United Commercial|All Other Plans $10.33 ↓ -89%
United Commercial|Non-Options PPO $10.33 ↓ -89%
United Commercial|HMO $10.33 ↓ -89%
Cigna Commercial|LocalPlus $19.08 ↓ -80%
Cigna Commercial|All Other Plans $25.44 ↓ -74%
WCMG Commercial|All Plans $27.61 ↓ -72%
Aetna Commercial|All Other Plans $37.87 ↓ -61%
Aetna Commercial|PPO $37.87 ↓ -61%
Aetna Commercial|HMO $37.87 ↓ -61%
BCBS - Anthem Commercial|Connection EPO $66.55 ↓ -32%
BCBS - Anthem Commercial|All Other Plans $83.23 ↓ -15%
Western Health Advantage Commercial|All Plans $87.85 ↓ -10%
Kaiser Medicaid|All Plans $102.91 ↑ +5%
BCBS - Anthem Commercial|MCS $116.50 ↑ +19%
Blue Shield CA Commercial|ACO Trio $138.05 ↑ +41%
Blue Shield CA Commercial|ACO Trio CalPers $178.21 ↑ +83%
Blue Shield CA Commercial|Exchange $180.72 ↑ +85%
First Health Commercial|All Plans $188.25 ↑ +93%
Healthsmart Commercial|All Plans $188.25 ↑ +93%
Kaiser Commercial|All Plans $198.29 ↑ +103%
Sutter Health Commercial|All Plans $200.80 ↑ +106%
MultiPlan Commercial|All Plans $205.82 ↑ +111%
Blue Shield CA Commercial|PPO Tandem $218.37 ↑ +124%
Blue Shield CA Commercial|All Other Plans $225.90 ↑ +131%
Blue Shield CA Commercial|HMO $225.90 ↑ +131%
Blue Shield CA Commercial|CalPers $230.92 ↑ +137%

Visitor-reported prices

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Urine pregnancy test at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $95.05 $6.08 – $169.26
Banner Lassen Medical Center Susanville $34.16 $1.72 – $56.26
Petaluma Valley Hospital Petaluma $28.05 $8.44 – $41.66
Arroyo Grande Hospital Santa Maria $114.28 $4.02 – $28.42
Mark Twain Medical Center San Andreas $74.60 $4.02 – $21.10
French Hospital San Luis Obispo $104.67 $4.02 – $28.42
Mercy Hospitals – Bakersfield Bakersfield $139.87 $3.93 – $128.80
Bakersfield Memorial Hospital Bakersfield $138.36 $3.93 – $127.19

All California hospitals for this procedure →