Rsv assay w/optic at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$61.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$159.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.57 with United vs $159.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|> 21 $8.57 ↓ -86%
Partnership Health Plan Medicaid|All Plans $8.57 ↓ -86%
United Medicaid|< 21 $8.57 ↓ -86%
Hill Physicians Medicaid|All Plans $9.43 ↓ -85%
BCBS - Anthem Medicare|All Other Plans $12.35 ↓ -80%
Aetna Medicare|All Plans $13.10 ↓ -79%
Hill Physicians Medicare|All Plans $13.10 ↓ -79%
Blue Shield CA Medicare|PPO $13.10 ↓ -79%
Hill Physicians Commercial|All Plans $13.10 ↓ -79%
Kaiser Medicare|All Plans $13.10 ↓ -79%
United Medicare|All Plans $13.10 ↓ -79%
Humana Commercial|All Plans $13.10 ↓ -79%
Blue Shield CA Medicare|HMO $13.10 ↓ -79%
BCBS - Anthem Medicare|Imperial $13.49 ↓ -78%
United Commercial|All Other Plans $15.72 ↓ -75%
United Commercial|HMO $15.72 ↓ -75%
United Commercial|Non-Options PPO $15.72 ↓ -75%
Molina Medicaid|All Plans $16.11 ↓ -74%
BCBS - Anthem Medicaid|All Plans $16.28 ↓ -74%
WCMG Commercial|All Plans $17.49 ↓ -72%
Health Net Medicaid|All Plans $20.23 ↓ -67%
California Health & Wellness Medicaid|All Plans $20.23 ↓ -67%
Cigna Commercial|LocalPlus $29.03 ↓ -53%
Cigna Commercial|All Other Plans $38.71 ↓ -37%
Western Health Advantage Commercial|All Plans $55.65 ↓ -10%
Aetna Commercial|PPO $63.80 ↑ +3%
Aetna Commercial|HMO $63.80 ↑ +3%
Aetna Commercial|All Other Plans $63.80 ↑ +3%
Kaiser Medicaid|All Plans $65.19 ↑ +5%
Blue Shield CA Commercial|ACO Trio $87.45 ↑ +41%
Blue Shield CA Commercial|ACO Trio CalPers $112.89 ↑ +82%
Blue Shield CA Commercial|Exchange $114.48 ↑ +85%
BCBS - Anthem Commercial|Connection EPO $118.71 ↑ +92%
Healthsmart Commercial|All Plans $119.25 ↑ +93%
First Health Commercial|All Plans $119.25 ↑ +93%
Kaiser Commercial|All Plans $125.61 ↑ +103%
Sutter Health Commercial|All Plans $127.20 ↑ +106%
MultiPlan Commercial|All Plans $130.38 ↑ +111%
Blue Shield CA Commercial|PPO Tandem $138.33 ↑ +124%
Blue Shield CA Commercial|All Other Plans $143.10 ↑ +131%
Blue Shield CA Commercial|HMO $143.10 ↑ +131%
Blue Shield CA Commercial|CalPers $146.28 ↑ +136%
BCBS - Anthem Commercial|All Other Plans $148.45 ↑ +140%
BCBS - Anthem Commercial|MCS $159.00 ↑ +157%

Visitor-reported prices

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Rsv assay w/optic at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $53.88 $12.96 – $95.94
Banner Lassen Medical Center Susanville $22.32 $2.62 – $38.80
Mark Twain Medical Center San Andreas $22.65 $8.57 – $32.10
Redwood Memorial Hospital Fortuna $21.42 $106.73 – $106.73
Sierra Nevada Memorial Hospital Grass Valley $76.30 $8.57 – $37.24
Providence Cedars-Sinai Tarzana Medical Center Tarzana $289.10 $13.10 – $26.20
Sequoia Hospital Redwood City $157.98 $8.57 – $355.88
California Hospital Medical Center Los Angeles $19.40 $7.71 – $42.85

All California hospitals for this procedure →