Renal function panel at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$96.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$248.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.60 with Partnership Health Plan vs $228.16 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|All Plans $7.60 ↓ -92%
BCBS - Anthem Medicare|All Other Plans $8.19 ↓ -92%
Kaiser Medicare|All Plans $8.68 ↓ -91%
Hill Physicians Commercial|All Plans $8.68 ↓ -91%
Aetna Medicare|All Plans $8.68 ↓ -91%
Blue Shield CA Medicare|PPO $8.68 ↓ -91%
Blue Shield CA Medicare|HMO $8.68 ↓ -91%
Humana Commercial|All Plans $8.68 ↓ -91%
Hill Physicians Medicare|All Plans $8.68 ↓ -91%
United Medicare|All Plans $8.68 ↓ -91%
BCBS - Anthem Medicare|Imperial $8.94 ↓ -91%
United Commercial|All Other Plans $10.42 ↓ -89%
United Commercial|Non-Options PPO $10.42 ↓ -89%
United Commercial|HMO $10.42 ↓ -89%
United Medicaid|> 21 $10.90 ↓ -89%
United Medicaid|< 21 $10.90 ↓ -89%
Hill Physicians Medicaid|All Plans $11.99 ↓ -88%
Cigna Commercial|LocalPlus $19.22 ↓ -80%
Molina Medicaid|All Plans $20.49 ↓ -79%
BCBS - Anthem Medicaid|All Plans $21.58 ↓ -78%
Cigna Commercial|All Other Plans $25.62 ↓ -73%
California Health & Wellness Medicaid|All Plans $25.72 ↓ -73%
Health Net Medicaid|All Plans $25.72 ↓ -73%
WCMG Commercial|All Plans $27.28 ↓ -72%
Aetna Commercial|PPO $59.62 ↓ -38%
Aetna Commercial|All Other Plans $59.62 ↓ -38%
Aetna Commercial|HMO $59.62 ↓ -38%
Western Health Advantage Commercial|All Plans $86.80 ↓ -10%
Kaiser Medicaid|All Plans $101.68 ↑ +5%
BCBS - Anthem Commercial|Connection EPO $113.17 ↑ +17%
Blue Shield CA Commercial|ACO Trio $136.40 ↑ +41%
BCBS - Anthem Commercial|All Other Plans $141.53 ↑ +47%
Blue Shield CA Commercial|ACO Trio CalPers $176.08 ↑ +83%
Blue Shield CA Commercial|Exchange $178.56 ↑ +85%
Healthsmart Commercial|All Plans $186.00 ↑ +93%
First Health Commercial|All Plans $186.00 ↑ +93%
Kaiser Commercial|All Plans $195.92 ↑ +103%
BCBS - Anthem Commercial|MCS $198.12 ↑ +105%
Sutter Health Commercial|All Plans $198.40 ↑ +106%
MultiPlan Commercial|All Plans $203.36 ↑ +111%
Blue Shield CA Commercial|PPO Tandem $215.76 ↑ +124%
Blue Shield CA Commercial|All Other Plans $223.20 ↑ +131%
Blue Shield CA Commercial|HMO $223.20 ↑ +131%
Blue Shield CA Commercial|CalPers $228.16 ↑ +136%

Visitor-reported prices

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Renal function panel at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $328.07 $8.68 – $27.09
Banner Lassen Medical Center Susanville $97.66 $1.74 – $151.32
Petaluma Valley Hospital Petaluma $346.80 $8.51 – $70.84
Arroyo Grande Hospital Santa Maria $327.42 $8.68 – $24.50
Mark Twain Medical Center San Andreas $151.19 $8.68 – $200.90
French Hospital San Luis Obispo $299.88 $6.75 – $26.28
Mercy Hospitals – Bakersfield Bakersfield $367.29 $8.68 – $81.60
Bakersfield Memorial Hospital Bakersfield $363.33 $8.68 – $80.58

All California hospitals for this procedure →