Puncture spinal lumbar diagnostic at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,583.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,070.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.96 with Hill Physicians vs $7,087.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $61.96 ↓ -96%
United Medicaid|> 21 $93.99 ↓ -94%
United Medicaid|< 21 $93.99 ↓ -94%
Hill Physicians Medicare|All Plans $141.56 ↓ -91%
Hill Physicians Medicaid|All Plans $162.98 ↓ -90%
BCBS - Anthem Medicaid|All Plans $223.23 ↓ -86%
Molina Medicaid|All Plans $278.54 ↓ -82%
WCMG Commercial|All Plans $292.27 ↓ -82%
California Health & Wellness Medicaid|All Plans $349.66 ↓ -78%
Health Net Medicaid|All Plans $349.66 ↓ -78%
Partnership Health Plan Medicaid|All Plans $505.21 ↓ -68%
BCBS - Anthem Medicare|All Other Plans $858.17 ↓ -46%
Humana Commercial|All Plans $910.04 ↓ -43%
Aetna Medicare|All Plans $910.04 ↓ -43%
United Medicare|All Plans $910.04 ↓ -43%
Kaiser Medicare|All Plans $910.04 ↓ -43%
Blue Shield CA Medicare|HMO $910.04 ↓ -43%
Blue Shield CA Medicare|PPO $910.04 ↓ -43%
Western Health Advantage Commercial|All Plans $929.95 ↓ -41%
BCBS - Anthem Medicare|Imperial $937.34 ↓ -41%
Kaiser Medicaid|All Plans $1,089.37 ↓ -31%
First Health Commercial|All Plans $1,992.75 ↑ +26%
Healthsmart Commercial|All Plans $1,992.75 ↑ +26%
Kaiser Commercial|All Plans $2,099.03 ↑ +33%
Sutter Health Commercial|All Plans $2,125.60 ↑ +34%
MultiPlan Commercial|All Plans $2,178.74 ↑ +38%
United Commercial|Non-Options PPO $2,657.00 ↑ +68%
Blue Shield CA Commercial|ACO Trio $2,771.00 ↑ +75%
Blue Shield CA Commercial|Exchange $3,487.00 ↑ +120%
Blue Shield CA Commercial|ACO Trio CalPers $3,531.00 ↑ +123%
Health Net Commercial|EPPO $3,700.00 ↑ +134%
BCBS - Anthem Commercial|Connection EPO $4,050.00 ↑ +156%
BCBS - Anthem Commercial|All Other Plans $5,062.00 ↑ +220%
Blue Shield CA Commercial|PPO Tandem $5,104.00 ↑ +222%
Blue Shield CA Commercial|HMO $5,173.00 ↑ +227%
Blue Shield CA Commercial|CalPers $5,506.00 ↑ +248%
Aetna Commercial|HMO $5,717.00 ↑ +261%
Aetna Commercial|PPO $5,717.00 ↑ +261%
Aetna Commercial|All Other Plans $5,717.00 ↑ +261%
Blue Shield CA Commercial|All Other Plans $6,078.00 ↑ +284%
Health Net Commercial|FFS $7,082.00 ↑ +347%
BCBS - Anthem Commercial|MCS $7,087.00 ↑ +348%

Visitor-reported prices

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Puncture spinal lumbar diagnostic at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $743.29 $115.61 – $1,617.30
Banner Lassen Medical Center Susanville $393.59 $116.85 – $276.45
Petaluma Valley Hospital Petaluma $1,530.51 $951.25 – $2,695.00
Arroyo Grande Hospital Santa Maria $1,010.08 $93.99 – $1,803.20
Mark Twain Medical Center San Andreas $1,845.49 $56.92 – $215.60
French Hospital San Luis Obispo $1,296.74 $93.99 – $1,803.20
Mercy Hospitals – Bakersfield Bakersfield $782.44 $93.99 – $1,687.20
Bakersfield Memorial Hospital Bakersfield $774.01 $93.99 – $1,666.11

All California hospitals for this procedure →