Pelvic MRI (without contrast) at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,409.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,195.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$182.09 with Hill Physicians vs $10,294.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $182.09 ↓ -92%
United Medicaid|> 21 $226.34 ↓ -91%
United Medicaid|< 21 $226.34 ↓ -91%
Hill Physicians Medicaid|All Plans $248.97 ↓ -90%
Hill Physicians Medicare|All Plans $281.10 ↓ -88%
BCBS - Anthem Medicare|All Other Plans $299.53 ↓ -88%
Kaiser Medicare|All Plans $317.64 ↓ -87%
Humana Commercial|All Plans $317.64 ↓ -87%
Aetna Medicare|All Plans $317.64 ↓ -87%
Blue Shield CA Medicare|PPO $317.64 ↓ -87%
United Medicare|All Plans $317.64 ↓ -87%
Blue Shield CA Medicare|HMO $317.64 ↓ -87%
BCBS - Anthem Medicare|Imperial $327.17 ↓ -86%
Molina Medicaid|All Plans $425.52 ↓ -82%
BCBS - Anthem Medicaid|All Plans $430.05 ↓ -82%
United Commercial|HMO $517.79 ↓ -79%
United Commercial|All Other Plans $517.79 ↓ -79%
United Commercial|Non-Options PPO $517.79 ↓ -79%
California Health & Wellness Medicaid|All Plans $534.16 ↓ -78%
Health Net Medicaid|All Plans $534.16 ↓ -78%
WCMG Commercial|All Plans $681.45 ↓ -72%
Partnership Health Plan Medicaid|All Plans $973.26 ↓ -60%
Aetna Commercial|All Other Plans $1,156.42 ↓ -52%
Aetna Commercial|PPO $1,156.42 ↓ -52%
Aetna Commercial|HMO $1,156.42 ↓ -52%
Western Health Advantage Commercial|All Plans $2,168.25 ↓ -10%
Kaiser Medicaid|All Plans $2,539.95 ↑ +5%
Healthsmart Commercial|All Plans $4,646.25 ↑ +93%
First Health Commercial|All Plans $4,646.25 ↑ +93%
Kaiser Commercial|All Plans $4,894.05 ↑ +103%
Sutter Health Commercial|All Plans $4,956.00 ↑ +106%
MultiPlan Commercial|All Plans $5,079.90 ↑ +111%
Cigna Commercial|LocalPlus $5,397.00 ↑ +124%
BCBS - Anthem Commercial|Connection EPO $5,882.00 ↑ +144%
Cigna Commercial|All Other Plans $7,195.00 ↑ +199%
BCBS - Anthem Commercial|All Other Plans $7,353.00 ↑ +205%
BCBS - Anthem Commercial|MCS $10,294.00 ↑ +327%

Visitor-reported prices

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Pelvic MRI (without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,774.34 $307.13 – $3,159.78
Banner Lassen Medical Center Susanville $1,647.15 $48.34 – $2,298.90
Petaluma Valley Hospital Petaluma $3,901.50 $321.54 – $2,637.39
Arroyo Grande Hospital Santa Maria $2,021.02 $226.34 – $3,520.16
Mark Twain Medical Center San Andreas $6,791.87 $226.34 – $2,866.50
French Hospital San Luis Obispo $1,471.18 $226.34 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $1,000.59 $226.34 – $2,157.60
Bakersfield Memorial Hospital Bakersfield $989.80 $226.34 – $2,130.63

All California hospitals for this procedure →