Mayo factor xi at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$16.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$42.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.66 with WCMG vs $52.88 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $4.66 ↓ -72%
Western Health Advantage Commercial|All Plans $14.83 ↓ -10%
Partnership Health Plan Medicaid|All Plans $15.91 ↓ -3%
BCBS - Anthem Medicare|All Other Plans $16.88 ↑ +2%
Kaiser Medicaid|All Plans $17.37 ↑ +5%
United Medicare|All Plans $17.90 ↑ +9%
Aetna Medicare|All Plans $17.90 ↑ +9%
Humana Commercial|All Plans $17.90 ↑ +9%
Kaiser Medicare|All Plans $17.90 ↑ +9%
Blue Shield CA Medicare|HMO $17.90 ↑ +9%
Blue Shield CA Medicare|PPO $17.90 ↑ +9%
Hill Physicians Commercial|All Plans $17.90 ↑ +9%
Hill Physicians Medicare|All Plans $17.90 ↑ +9%
BCBS - Anthem Medicare|Imperial $18.44 ↑ +12%
United Commercial|All Other Plans $21.48 ↑ +30%
United Commercial|Non-Options PPO $21.48 ↑ +30%
United Commercial|HMO $21.48 ↑ +30%
United Medicaid|< 21 $22.82 ↑ +38%
United Medicaid|> 21 $22.82 ↑ +38%
Blue Shield CA Commercial|ACO Trio $23.30 ↑ +41%
Hill Physicians Medicaid|All Plans $25.10 ↑ +52%
Blue Shield CA Commercial|ACO Trio CalPers $30.07 ↑ +82%
Blue Shield CA Commercial|Exchange $30.50 ↑ +85%
First Health Commercial|All Plans $31.77 ↑ +93%
Healthsmart Commercial|All Plans $31.77 ↑ +93%
Kaiser Commercial|All Plans $33.46 ↑ +103%
Sutter Health Commercial|All Plans $33.88 ↑ +106%
BCBS - Anthem Commercial|Connection EPO $33.88 ↑ +106%
MultiPlan Commercial|All Plans $34.73 ↑ +111%
Blue Shield CA Commercial|PPO Tandem $36.85 ↑ +124%
Blue Shield CA Commercial|HMO $38.12 ↑ +131%
Blue Shield CA Commercial|All Other Plans $38.12 ↑ +131%
Blue Shield CA Commercial|CalPers $38.97 ↑ +136%
Cigna Commercial|LocalPlus $39.66 ↑ +141%
Health Net Medicaid|All Plans $42.35 ↑ +157%
BCBS - Anthem Commercial|All Other Plans $42.35 ↑ +157%
BCBS - Anthem Medicaid|All Plans $42.35 ↑ +157%
Aetna Commercial|PPO $42.35 ↑ +157%
BCBS - Anthem Commercial|MCS $42.35 ↑ +157%
Aetna Commercial|All Other Plans $42.35 ↑ +157%
California Health & Wellness Medicaid|All Plans $42.35 ↑ +157%
Molina Medicaid|All Plans $42.35 ↑ +157%
Aetna Commercial|HMO $42.35 ↑ +157%
Cigna Commercial|All Other Plans $52.88 ↑ +221%

Visitor-reported prices

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Mayo factor xi at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $18.55 $11.44 – $47.51
Banner Lassen Medical Center Susanville $23.24 $3.58 – $37.83
Petaluma Valley Hospital Petaluma $93.87 $17.54 – $146.19
Arroyo Grande Hospital Santa Maria $93.30 $17.90 – $46.14
Mark Twain Medical Center San Andreas $28.21 $17.90 – $41.51
French Hospital San Luis Obispo $85.45 $11.44 – $54.24
Mercy Hospitals – Bakersfield Bakersfield $15.72 $17.90 – $51.46
Bakersfield Memorial Hospital Bakersfield $15.55 $17.90 – $51.46

All California hospitals for this procedure →