Interrog&prgrmg ipnss polysm at Mercy Hospital of Folsom
1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878
$1,315.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,381.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$371.91 with WCMG vs $27,872.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WCMG | Commercial|All Plans | $371.91 | ↓ -72% |
| Western Health Advantage | Commercial|All Plans | $1,183.35 | ↓ -10% |
| Kaiser | Medicaid|All Plans | $1,386.21 | ↑ +5% |
| Healthsmart | Commercial|All Plans | $2,535.75 | ↑ +93% |
| First Health | Commercial|All Plans | $2,535.75 | ↑ +93% |
| Kaiser | Commercial|All Plans | $2,670.99 | ↑ +103% |
| Sutter Health | Commercial|All Plans | $2,704.80 | ↑ +106% |
| MultiPlan | Commercial|All Plans | $2,772.42 | ↑ +111% |
| California Health & Wellness | Medicaid|All Plans | $2,944.00 | ↑ +124% |
| Health Net | Medicaid|All Plans | $2,944.00 | ↑ +124% |
| United | Commercial|Non-Options PPO | $3,381.00 | ↑ +157% |
| United | Commercial|HMO | $13,336.00 | ↑ +914% |
| United | Commercial|All Other Plans | $27,872.00 | ↑ +2019% |
Visitor-reported prices
Comments
Interrog&prgrmg ipnss polysm at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy San Juan Medical Center | Carmichael | $926.40 | $371.91 – $3,381.00 |
| Mercy General Hospital | Sacramento | $737.06 | $1,183.35 – $3,381.00 |
| Woodland Memorial Hospital | Woodland | $926.40 | $371.91 – $3,381.00 |
| Methodist Hospital of Sacramento | Sacramento | $973.73 | $1,183.35 – $3,381.00 |
| Petaluma Valley Hospital | Petaluma | not published | $413.90 – $593.00 |
| Queen of The Valley Medical Center | Napa | not published | $436.09 – $1,727.00 |
| Providence St Joseph Hospital Eureka | Eureka | not published | $395.03 – $1,802.00 |
| Healdsburg Hospital | Healdsburg | not published | $210.94 – $721.00 |